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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy and speedy

Most convenient and easy to use and most accurate and had a quickest update in my apps.. Happy in using the Monzo and it help when I need to borrow some money.. thanks Reviewed on: 13th April 2021

Smart Bank

The team is very innovative especially with categorizing my income and experience with detailed monthly and annual summaries. From the basic banking to their premium package that comes with phone insurance, family travel insurance, credit tracker and lots more, their creativity is second to none. The App is also very simple to use. I've never had a down time with them. I have been using Monzo for over 14 months and will recommend it a 1000 times over to my friends. I have used two other banks and I can say that Monzo is my Bank of the year. Reviewed on: 13th April 2021

Superb Customer experience. Awesome mobile app.

I have been using Monzo for few years now. They provide superb customer experience. Mobile banking app is awesome!! Reviewed on: 13th April 2021

Fantastic Bank

Speedy, accurate, informative, supportive, everything the traditional banks aren’t. Reviewed on: 13th April 2021

Changed the face of banking

So good, the High Street banks had to follow suit. Reviewed on: 13th April 2021

Super easy and safe banking

Makes keeping track of my funds super easy and simple. Can open up several pots for different saving options. Reviewed on: 13th April 2021

Monzo - Best way of managing money

I have used Monzo since the start and let me tell you this. If Monzo had launched today with the features they had at the start, they’d still be further ahead than high street banks. They are trendsetters and high street banks have trying to catch up ever since. Things like instant push notifications when spending, paying from pots, categories, personal, business and joint all under one roof, naming transactions with location info of where they happened. The experience is just great. And they add stuff all the time and actually listen to their customers and take feedback on board. Reviewed on: 13th April 2021

Real time first class banking

Never before have I felt my money can be carried around with me so safe within a bank card. CM service perfect, transactions instant so can keep track of spends, use anywhere in the world knowing if something isn’t right you can freeze your card straight away. 21st century perfection, modern cash in my pocket where ever I go. Reviewed on: 13th April 2021

Yes, recommended

Monzo is the simplest and easiest bank Reviewed on: 13th April 2021

They make banking easier

Easy to use banking app with cool features. Reviewed on: 13th April 2021

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