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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Monzo is good!

Excellent user interface and experience. Great features. Nice looking card, flexibility when travelling abroad and really good customer service. Reviewed on: 13th April 2021

my first bank

easy to operate your money i’m using premium for 6 months Reviewed on: 13th April 2021

Safe, Easy, Fast

Customer Support is the best ever. I can keep track of my expenses and payments in real time. It dramatically helped with my anxiety in dealing with online transactions. Reviewed on: 13th April 2021

I love monzo

When I first joined I was recommended by a friend, it was so easy for me (I struggle with technology). I love the bank, the app, the help, the reliability and the ease of use. I've never been confident with/in previous banks before Monzo. I'm a very happy customer. Thank you Monzo team! Reviewed on: 13th April 2021

Monzo bank

Its the best that i have ever used Reviewed on: 13th April 2021

The only bank I need

Excellent customer service, intuitive app and useful features. Reviewed on: 13th April 2021

Love it!

Amazing design, easy to use with great UX experience. Innovative Reviewed on: 13th April 2021

Probably the smartest bank out there

I don't see how your normal high street banks will ever contend in the future with Monzo. The technology that they have, to show you how your spending your money, is to try and help make it easier to be smarter with your money. They sort out issues and know exactly what's going on straight away, pots, coin jars, they pay you early, have the best hot coral card out there and the ability to split the bill. If you're not with Monzo already... Catch up. Reviewed on: 13th April 2021

Brilliant bank

I cannot complain about anything that this bank have done for me in the last two years, they are helpful, understanding and always friendly and offer great advice when I need it. I will stay with Monzo as long as they are in business. Thank you so much to all the team Reviewed on: 13th April 2021

Good bank

Good experiece with monzo bank This is my opinion Reviewed on: 13th April 2021

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