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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Love Monzo, it sorts out my life

The budgeting function transparently shows me exactly what I spend my money on and when I am spending more in a certain area than I wanted. And going back to my month's histories also helps me easily see what areas to improve on etc Reviewed on: 13th April 2021

Very simple & easy

Everything about using monzo is extremely simple and easy. Everything is sectioned well so you always know what you are looking for makes banking so much easier Reviewed on: 13th April 2021

Best ever

Great support team and account facilities. Reviewed on: 13th April 2021

Brilliant features, brilliant service.

Have been using Monzo for a little under 2 years and have loved every second of it. Originally used them as a secondary account but now as my primary it is so much more powerful with the pots to seperate my bills and the ability to get paid a day early just adds icing to their cake in my eye. The only niggle I have had with them over all this time is their app can sometimes be a bit slow to respond, but then again that could just be my phone. I even managed to get my brother to hop on to Monzo and he loves it to. Reviewed on: 13th April 2021

Awesome bank

I love the get paid early feature makes life so much easier Reviewed on: 13th April 2021

My fave bank

They’ve been a good bank and, on the rare occasions I’ve needed help, very good. They didn’t charge for printed statements for my mortgage application like most rip off banks, and I’ve now started using Monzo Plus too. Zero complaints and they’ve undoubtedly given the industry a kick up the arse! Reviewed on: 13th April 2021

Amazing helpful Bank

One of the most easiest and helpful Bank I ever worked with. I have access to many tools to help me save, make a budget and be able to have a future financial plan without any difficulties. We'll done team Monzo, you are doing a great job!! Reviewed on: 13th April 2021

Great features, ahead of the curve

Monzo has been a great bank, with all the features I was missing in my previous banks. I've gone from having separate budgeting spreadsheets every month to having it all handled within Monzo with barely any input from myself. I can easily track my spending and adjust accordingly. It's easy to save. And they regularly add new features based on user feedback. I also feel my money is safer - Monzo has spotted issues like websites having data breaches before the website itself, and issued me a new card to keep my money safe. I can see straight away when money goes out, easily freeze my card, use a virtual card with sites I'm unsure about (as a Monzo Plus customer, which is very good value in my opinion) and I know that Monzo is built on a modern system rather than adapted from an ancient one like some of the high street banks, which gives me confidence for the future. Reviewed on: 13th April 2021

Amazing bank

Never ever an issue and prompt in assisting online. Fast notifications with easy app use Reviewed on: 13th April 2021

Super easy to use app

Also great customer service! Recommend to everyone Reviewed on: 13th April 2021

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