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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Simple stunning sterling service

Problems solved in minutes so simple to join so simple to use. I know exactly what I have and when payments will be leaving my account. Wished I had this account when I was younger Reviewed on: 13th April 2021

Simple, Modern, Easy Banking

Monzo, from the opening process, to day to day usage is great. The polished app experience and their helpful yet simple functionality like Pots (for easy saving), Budget and Reporting features, it makes everyday banking easy and transparent. Reviewed on: 13th April 2021

The best British bank!

Super easy to start an account, even for all of us who moves to the UK from another country. Reliable and simple to understand and the app has all the functionalities needed to make my everyday life banking easy. Reviewed on: 13th April 2021

Excellent bank

Love monzo easy to mention good customer service Reviewed on: 13th April 2021

Very reliable and easy to use

Since I started with Monzo I have never looked back. Easy to use very reliable and set it up in minutes Reviewed on: 13th April 2021

A fantastic bank that puts the rest to shame.

Love banking with monzo. I love how I see immediate notifications as this also helps with security of account as I’ve had someone steal / spend from another bank and this was only captured by chance. Monzo is simple, user friendly but more importantly clear and helps put me at ease with my monies in the bank. Can’t recommend them highly enough. Reviewed on: 13th April 2021

Easy to use, secure and reliable.

Very happy with the service I receive from Monzo. I trust them as a business and appreciate that they are a straight forward, ethical bank, which means a lot to me. Reviewed on: 13th April 2021

Just fantastic

Just great, amazing banking experience. Monzo makes banking less stressful than the high street banks Reviewed on: 13th April 2021

I had good experience

Good experience , I had multiple frauds but they were resolved in time and as per expectations Reviewed on: 13th April 2021

Monzo is great

I am using Monzo from one and half year and in this time I been through a lot... Monzo been next to me all the time and as a online bank are the best ... no ones else can be that great as Monzo Reviewed on: 13th April 2021

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