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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

The easiest, most organised way to bank.

Can’t recommend highly enough. So easy to use, finances are well organised. I’m able to budget easily and efficiently. Monzo had genuinely led me to be able to be more in control of my money for the first time in my life Reviewed on: 13th April 2021

Best bank I have ever had

Everything is easy with Monzo. I haven't had a single problem with it. It's the bank I use for daily transactions and I can't be any happier with it. Moreover, whenever I've had an issue, I found their customer support team to be very efficient and friendly. Reviewed on: 13th April 2021

The most efficient way to bank

User friendly app which takes the hassle away from banking Reviewed on: 13th April 2021

Great bank

I love Monzo. The app is informative and keeps you up to date with your spending . Very helpful if you need to speak to them. Does everything I need . Reviewed on: 13th April 2021

The best bank

I had accounts in couple banks in UK and abroad, but Monzo is the best bank from all of them Reviewed on: 13th April 2021

Great personal banking app

Seamless personal banking experience with Monzo, easy-to-use app, and great customer service. Reviewed on: 13th April 2021

Best bank!

Used monzo since the beginning, love how easy they are to bank with, quick and easy support and so easy to budget and save! Reviewed on: 13th April 2021

Monzo have been very reliable and consistent with their services.

I have been using monzo and I have never any regret using them They are very helpful and supportive Reviewed on: 13th April 2021

Excellent honest customer service

Usually no need to contact them, but when you do they are always well informed, explain things clearly and provide excellent service. Reviewed on: 13th April 2021

Best of the best bank in the world

I'm sure Monzo is by far the best bank ever. Faster, easier, secure, functional and great banking experience! Reviewed on: 13th April 2021

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