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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

So simple...zero stress

Very elegant interface puts you in complete control Reviewed on: 13th April 2021

Great and easy to use, lots of valued free features

I love using pots to separate my money, and the freeze feature is great for safety Reviewed on: 13th April 2021

Best bank ever

Easiest bank I have ever dealt with. Reviewed on: 13th April 2021

Best bank

Love banking here gives me much more than others Reviewed on: 13th April 2021

The best Bank in the UK

Monzo has the best services overall, a strong internet presence and amazing customer experience Reviewed on: 13th April 2021

Excellent Banking

Easy to use fast and convenient. Transactions with family and friends is so easy. Reviewed on: 13th April 2021

I am glad I switched

I have been with Monzo since they had their top up card, and I immediately switch to the current account when it was released and I haven't looked back. Get real time updates on money coming in and out. Great customer service and great cards! Reviewed on: 13th April 2021

Best Bank

Ever since I started using Monzo in 2018 I haven’t heard any issues with it, so it’s the Best easy to use I love everything about Monzo Reviewed on: 13th April 2021

Best ever

One of the best bank's and the team is very helpful Reviewed on: 13th April 2021

Cea mai buna banca

Foarte multumita de toate ofertele și tot! O recomand Reviewed on: 13th April 2021

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