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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use, super convenient, customer service is on point

Whenever I don’t recognise a transaction Monzo freeze my account quickly to make sure I'm not being placed on any fraud. The app is easy to function, I love the layout, as you’re able to see what you’ve spent, and customer service are reliable. I definitely have recommended friends and family to join. Reviewed on: 13th April 2021

Brilliant

Easy, logical and refreshing. Been using Monzo for a number of years now and always experienced great customer service. Reviewed on: 13th April 2021

A brilliant bank

Monzo just works! Banking made easy! Reviewed on: 13th April 2021

Brilliant bank

Really helped me to get through some difficult times. I was being targeted for fraud but monzo stopped it immediately. Very happy customer. Reviewed on: 13th April 2021

Next Generation Banking

Excellent mobile app banking. First class banking experience. Reviewed on: 13th April 2021

Great service. Simple and easy to use

Really simple to use and control spending. Easy to navigate and set up pots to save in the background. Great interface and user friendly. All round one of the best online banking apps going. Reviewed on: 13th April 2021

Great Banking App

Monzo does everything I want from a bank, all through a quick and intuitive app. Reviewed on: 13th April 2021

Easy to use

I find Monzo very easy to use, saving pots are great and cool debit card. no hidden fees Reviewed on: 13th April 2021

Great bank to be with

I like the idea of having frequent and update access to my money Reviewed on: 13th April 2021

Perfect bank

Monzo has everything you want from a bank and things you didn’t know you need on top. Great customer service, great app, great bank Reviewed on: 13th April 2021

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