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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Simple and straightforward

Absolutely brilliant. I have my banking all sorted and it’s in the palm of my hand Reviewed on: 13th April 2021

How banking should be.

Monzo makes banking easy and accessible, I have a clear understanding of what’s going on with my money, and gives me full and instant control Reviewed on: 13th April 2021

Solves all my banking problems

Joining monzo has solved every single issue I was having with my previous bank and has helped me control my spending. I recommend them at every opportunity Reviewed on: 13th April 2021

Any problem quickly sorted

Customer service is brilliant, no problem to big or small. Reviewed on: 13th April 2021

Nest Bank ever

So helpful, helps me set aside my bills and categorise them aswell Reviewed on: 13th April 2021

great, couldn't ask for more

Bank is great, good app, good support, easy to use Reviewed on: 13th April 2021

Understanding your money

Excellent bank you can really understand how you spend your money Reviewed on: 13th April 2021

The best bank ever

Joining Monzo was the best decision I could possibly have made. The app is very user friendly and easy to navigate. Whenever I had any issues with my bank account (had quite a few) it has been resolved in a matter of seconds. Even the replacement card has been sent to me within 2-3 days which is much quicker than any other bank. Everyone I’ve spoken to are very friendly and helpful. This bank really deserves to win this competition! Reviewed on: 13th April 2021

V good

Such an easy way to bank! App is easy to use, quick customer service in app and reliable real time balance! Reviewed on: 13th April 2021

Banking made easy and convenient

Straightforward banking. It's amazing to see how ahead monzo have been now that other banks are starting to implement similar ideas. Monzo always Reviewed on: 13th April 2021

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