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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Outstanding application and transparency

i’ve been using Monzo for a few years now, as a replacement for my previous bank-Halifax. I find the app intuitive to use, and the features the team develop off ahead of the curve from legacy banks. Reviewed on: 13th April 2021

Really good website, easy to use, very informative. Better than the high streetbank

A great Internet bank allows you to keep a track on spending habits easily Reviewed on: 13th April 2021

Best Bank

Easy to use, budget, transfer money and keep a track of savings including other bank accounts all in one! Wouldn’t use any other bank as my current account now. Would highly recommend! Reviewed on: 13th April 2021

Exceptional Service

Excellent ease of use and customer service. Reviewed on: 13th April 2021

Old fashion banking values in an ultra modern package

Monzo have increased my finical intelligent and management immensley. I have gone from being over drawn at the end of every month to have significant savings and some small investments. Reviewed on: 13th April 2021

Easy to use, simply works!!

I have been using Monzo for the past 6 months. The app is simple to use, very intuitive, and has a good range of features. Quite simply it just works - what more could you want from a bank! Reviewed on: 13th April 2021

Incredible!

Extremely easy to use. Versatile mobile app. Very fast payments and transfers. You won't go wrong with Monzo. Reviewed on: 13th April 2021

Digital banks are the way forward

They've grown into a larger company while trying to stay true to their ethics, and for the most part they've managed it Reviewed on: 13th April 2021

Love this bank

Easy to use, helpful service and proactive with suggestions for saving and other products. Reviewed on: 13th April 2021

Simply the best

I love the app and everything about Monzo Reviewed on: 13th April 2021

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