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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

would recommend to any one

its quick so easy to set up and always helpful Reviewed on: 13th April 2021

Looking for a modern bank with a good heart

Have been a monzo customer for a number of years and am a full monzo and paid subscriber, as is my partner. They’ve changed banking in the uk for the better and have never let me down to date. I love the app, products they offer and the customer service and I always know they are trying to do the right thing for me and other customers. Reviewed on: 13th April 2021

Monzo Review

Excellent customer service and a user friendly, quick and simple payment system. Reviewed on: 13th April 2021

A bank that does everything you want

The app is intuitively designed and has tonnes of great features - some so obvious it’s a wonder they aren’t more commonplace and other unique ideas that make spending money almost too pleasurable! Reviewed on: 13th April 2021

Great functionality

Been using monzo as my main bank for a few years and am very happy with it. Reviewed on: 13th April 2021

Good service

I have been using Monzo for over 2 years now and I have no complaints. Whenever I had a problem or request it was very quickly resolved by consumer service Reviewed on: 13th April 2021

The best bank in the uk

Monzo features cannot be matched with any other bank in the UK. Simply the best Reviewed on: 13th April 2021

SO EASY

Love Monzo. Never been able to save until I got Monzo now I’m a saving queen Reviewed on: 13th April 2021

Monzo, the bank that actually gives customers what they need

Makes managing money so much easier. The well known banks have long NOT been providing customers what they need. Monzo is here to give us what we want. I can easily request money from friends and split bills as well as connecting with IFTT to automatically take money from my transport pot to pay for TFL charges. Customer service is also brilliant, the best bit is I don't need to call anyone! I can do it all in the app. Reviewed on: 13th April 2021

Very easy to sort stuff

Monzo’s customer service is A1, things are sorted very quickly and with little hassle. Reviewed on: 13th April 2021

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