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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Freedom.

If you want a bank with full control and freedom then monzo is for you. The simple stuff I can do with my own money and account is amazing compared to these big banks who just take take take. JOIN monza, I did on a whim and it was worth it. Reviewed on: 13th April 2021

So easy to use

Great app, so easy to keep an eye on how much you are spending, love it Reviewed on: 13th April 2021

Exceptional bank in every way.

I’ve found them so very helpful whenever I’ve had to deal with them. Reviewed on: 13th April 2021

about time we saw change in traditional banking!

i've been abroad for 8 months, been super easy with monzo! not worried about hidden charges etc. App is easy to use and covers all needs. Only thing I'd like to see monzo offer is business banking for business partnerships! Reviewed on: 13th April 2021

Great bank

Quick to help, easy to resolve problems and just a great bank Reviewed on: 13th April 2021

Brilliant bank

I love this bank! I recommend 100% Reviewed on: 13th April 2021

Brilliant way not to get into debt just put on what u can afford

Debt free almost instead of using credit cards Reviewed on: 13th April 2021

Love it.

This is my main bank account and they are fast and efficient and a pleasure to work with Reviewed on: 13th April 2021

Excellent

Excellent service, friendly helpful staff and best of all an amazing user friendly online bank can’t rave enough! Reviewed on: 13th April 2021

Easy to use and always there to help when you are in trouble fraud issue

Fast to open card arrived early than expected Reviewed on: 13th April 2021

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