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Monzo: Current account reviews

Name: Current account
Rating: 4.846302551071924680 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best Bank

Monzo is the best bank I’ve had an account with. Reviewed on: 13th April 2021

Best saving/spending account

Simple, hassle free. Great customer service. Reviewed on: 13th April 2021

Monzo

Best bank I’ve ever used Early payments Great notifications for bills and direct debits etc Reviewed on: 13th April 2021

Brilliant bank

Best bank ever! Very reliable! Great service always Reviewed on: 13th April 2021

Top Bank

very easy to use, reliable, safe and with enough functions to organize yourself financially, the only disadvantage for conventional banks is the way of depositing money which can be a little more difficult than the others, but it is still very good. Reviewed on: 13th April 2021

Making Banking easy

I've been using Monzo for years now, since the BETA days and have to say how much easier and more enjoyable Monzo has made my banking experience. I would recommend it to everyone. Reviewed on: 13th April 2021

excellent

very easy to use and give us international transfer as well. keep it up Reviewed on: 13th April 2021

GREAT AND AMAZING

monzo is easy and comprehensive enough for everyone on every level to use Reviewed on: 13th April 2021

Banking made so easy

Slick , helpful banking of the future Reviewed on: 13th April 2021

Amazing app!

I've been using Monzo for two years now. Such fantastic best-in-class functionality, miles ahead of many of the larger UK banks. Reviewed on: 13th April 2021

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