Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

View other Monzo products

4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Great bank service fuzz free and easy

Great service all you need on the app easy to receive money and make payments and budget at a glance Reviewed on: 13th April 2021

The way banking should be

A great modern bank, allowing complete flexibility and some good savings options Reviewed on: 13th April 2021

probably my favourite bank

helps me manage my finances and also break down my finances into understandable segments I also love the feature of early day pay!!! Reviewed on: 13th April 2021

Best Bank Ever

Regulated, Efficient, Streamline, Fantastic! Reviewed on: 13th April 2021

10 star Monzo

Unbelievably straight forward, fantastic customer service. Reviewed on: 13th April 2021

Easy to use

The app is well designed and thought out. It is very easy to use and handles pretty much all my banking needs. Reviewed on: 13th April 2021

Fantastic all round

Been an excellent bank since I started with them for the past year Reviewed on: 13th April 2021

Great banking

Best online service I’ve had from a bank. Access to your money and help Reviewed on: 13th April 2021

The best bank !!

Very easy to use, i have always loved this bank. It has helped me to save much easier would recommend to anyone <3 Reviewed on: 13th April 2021

One of the best bank I have had. I couldn't recommend it more to anyone who is fed up with the old banking system.

Since I switched to Monzo, my only regrets is why I haven't done it before. My previous bank was a pioneer in online banking, but I wouldn't say I liked the group's ethos behind it. Doing anything that would require a lot of forth and back with a "classic old school" bank account only takes a second with Monzo. From paying people, authorising a transaction to set some money aside for a future buy or recurring bills, it's all a breeze to achieve. I'm looking at moving our business to Monzo as soon as they accept multiple business accounts. I can't wait as our "dinosaur" business bank is a pain to use every day. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from CAF Bank 1.78 from 61 reviews
Current account
from Handelsbanken 5.00 from 5 reviews
Ultimate Reward Current Account
from Halifax 3.94 from 99 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub