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Monzo: Current account reviews

Name: Current account
Rating: 4.846332398020527859 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazingly safe and easy banking

Banking with Monzo keeps me mindful of what I’m spending with a ‘kerching’ on each transaction. I can also use my card for transactions abroad without the added concern of extra banking costs when I come back home. I have recommended Monzo to family and friends. Reviewed on: 13th April 2021

Best bank going

I have been with a number of banks and monzo is by far the best for someone who likes to keep track of money and be organised Reviewed on: 13th April 2021

Fantastic bank, awesome customer service. Seamless and intuitive.

Monzo provides users with a seamless and intuitive, all in one app. With perfect customer service included. Couldn’t be happier since moving from Barclays. Reviewed on: 13th April 2021

My chosen bank for almost 5 years now

Moving to Monzo (Mondo back then) was the best thing i did for my finances. They are supportive, easy to contact and I know where my money is! Reviewed on: 13th April 2021

Easy, easy easy...

Great bank, convenient, simple, transparent. Reviewed on: 13th April 2021

Clean and reliable support

Is a bank for the new generation, simple, clean and it just works. I had received full support when having issues in other country Reviewed on: 13th April 2021

The future of banking, amazing

Monzo is a wonderful way to bank, the app is outstanding and I use my Monzo account for everything. I can keep up to date with all my incoming and outgoings with the app and lots more. An amazing banking experience. Reviewed on: 13th April 2021

Best online Bank

Very efficient and effortless transactions Reviewed on: 13th April 2021

Best bank by far

I'll probably never use another bank again. Everything is too easy using Monzo Reviewed on: 13th April 2021

Easy to use

Can be used with a card or mobile. Easy and cheap to use Reviewed on: 13th April 2021

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