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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo is the best!

Super easy to use, always ahead of its competitors in app functionality, and most responsive support staff I’ve experienced with a bank! Reviewed on: 13th April 2021

The future of banking!

I’ve loved been a Monzo customer for many years, remove so much of the pain of being with a traditional bank Reviewed on: 13th April 2021

Amazing service

I’m very happy with my account. My money is safe. Reviewed on: 13th April 2021

Best bank in U. K

I love it is the best bank in uk! Reviewed on: 13th April 2021

Best bank I've ever used

Their app is easy to use and their support team are brilliant. No effort required from my end Reviewed on: 13th April 2021

Monzo makes finances fun!

Never would have thought money and managing finances could be so simple and fun. I tell everyone about Monzo, it changed my life and the way I manage my money. So much extra value added compared to other banks: - splitting costs, bills, shared tabs. - budgeting -transferwise built in - encouraged me to switch to renewable energy - made lots of money on interest in saving pots - pots dedicated to different parts of my life for easy money management - requesting and sending money without needing bank details. Has never been simpler Reviewed on: 13th April 2021

By far the best bank all round!

Amazing customer service. Fantastic app! User friendly and handy. I can clearly see what my moneys is doing. I love that I'm notified of any changes. Also the bank is super understanding in regards to mental health! I recommend it to everyone! Reviewed on: 13th April 2021

Lifesaver!

I love working with Monzo. They made it so easy to get an account as an expat and their benefits and customer service are incredible. Reviewed on: 13th April 2021

Incredible Bank

This is the best bank to use not only as a young person but as a business too. It's app makes it so easy to use, understand and stay safe with money. Honestly, would trust monzo with my life. Reviewed on: 13th April 2021

Everything is so easy

The only bank I’ve used that is truest designed to be used with technology, no wasting time in banks or waiting to get through to the call centre and things are always developing and getting better. Reviewed on: 13th April 2021

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