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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

My go to bank for over 4 years!

I absolutely love Monzo. The app interface is straightforward, customer service is very helpful and I haven't had a bad experience since opening the account years ago! Reviewed on: 13th April 2021

Outstanding application and transparency

i’ve been using Monzo for a few years now, as a replacement for my previous bank-Halifax. I find the app intuitive to use, and the features the team develop off ahead of the curve from legacy banks. Reviewed on: 13th April 2021

Really good website, easy to use, very informative. Better than the high streetbank

A great Internet bank allows you to keep a track on spending habits easily Reviewed on: 13th April 2021

Best Bank

Easy to use, budget, transfer money and keep a track of savings including other bank accounts all in one! Wouldn’t use any other bank as my current account now. Would highly recommend! Reviewed on: 13th April 2021

Exceptional Service

Excellent ease of use and customer service. Reviewed on: 13th April 2021

Old fashion banking values in an ultra modern package

Monzo have increased my finical intelligent and management immensley. I have gone from being over drawn at the end of every month to have significant savings and some small investments. Reviewed on: 13th April 2021

Easy to use, simply works!!

I have been using Monzo for the past 6 months. The app is simple to use, very intuitive, and has a good range of features. Quite simply it just works - what more could you want from a bank! Reviewed on: 13th April 2021

Incredible!

Extremely easy to use. Versatile mobile app. Very fast payments and transfers. You won't go wrong with Monzo. Reviewed on: 13th April 2021

Digital banks are the way forward

They've grown into a larger company while trying to stay true to their ethics, and for the most part they've managed it Reviewed on: 13th April 2021

Love this bank

Easy to use, helpful service and proactive with suggestions for saving and other products. Reviewed on: 13th April 2021

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