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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Simply the best

I love the app and everything about Monzo Reviewed on: 13th April 2021

Bets bank

I've been with Monzo since they were still called Mondo. They're now my only bank - the product has continually improved and I've never had any serious issues. A far better customer experience using the app than other banking services I've used in the past. Customer support in the rare times I've need it has been helpful and friendly. Reviewed on: 13th April 2021

Changed my spending habits

This banks strong point is the app, it’s feature rich and has meant that I’ve adopted better spending and saving habits. They’ve never let me down as a bank and I’ll continue to use them, only disadvantage is the lack of any branches but to be honest I use another bank for in person money deposits and then just transfer straight to my Monzo. Reviewed on: 13th April 2021

Great modern bank

Super efficient, modern and innovative. Had to use thei support once and it was amazing. Everything resolved in minutes and without the need for a call centre. Reviewed on: 13th April 2021

Accessible, professional and responsive.

A great customer-focused bank. Always looking to innovate and to serve their customers well. Reviewed on: 13th April 2021

The best!!!

Any problems resolve!!! Thank you for all the best team!! Reviewed on: 13th April 2021

Banking for the future

Have always been clear, concise and very responsive and helpful when needed. Reviewed on: 13th April 2021

Outstanding Customer Service

24/7 whenever I need help or support its there. In app messaging helping me for everything. Pots help with budget and direct debits, early payment is a huge help and virtual card support to stay protected Reviewed on: 13th April 2021

Best thing

By far the best thing I ever did was switching to monzo Reviewed on: 13th April 2021

Such a brilliantly laid out app and experience

I love Monzo ! It's helped me so much with saving and the pots and roundup it's great ! I absolutely love all the features it doesn't feel like a boring bank .. it's fabulous ! Reviewed on: 13th April 2021

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