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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Fantastic service

Since being with Monzo bank, I have been able to manage my money more effectively, they’re customer service is great and any problems I’ve had, have been solved very quickly. It’s really helpful to also receive your money before payday, a service which Monzo provide Reviewed on: 13th April 2021

Brilliant

Puts the B in Bank - always improving and trying out new features. Much better than the normal high street banks. Reviewed on: 13th April 2021

Easy and convenient

Monzo is so easy to use, app is great and as it updates immediately there's no misunderstanding around your actual balance. The pots are brilliant, easy to use and they have helped to turn me into a saver. I love the fact that I can use this card abroad and there is no fees, just me spending my own money nice and simple. Reviewed on: 13th April 2021

Monzo

Excellent banking service that I've used for many years and will continue to use confidently. Reviewed on: 13th April 2021

Fantastic for money management!

Monzo helped to get my finances back on track. I didn't think it would be possible! Thank you Monzo! Reviewed on: 13th April 2021

Best Bank in the UK

Monzo is just simple and fun to use. It brought back trust in banks. Reviewed on: 13th April 2021

User-friendly and straight forward

Monzo is the easiest bank I've ever used. So user-friendly with features that have been thoughtfully designed with people in mind. Their communications are always friendly and easy to understand and technology works so well. Reviewed on: 13th April 2021

Monzo is the Best!!

Monzo Bank is the best. They are fully interactive, very efficient, always there, provide instant updates straight to your device when cards are used, so we can keep track of our spending and so many more amazing features right at our fingertips. That is banking of the future. Reviewed on: 13th April 2021

Emoji Banking at it's finest

I love Monzo! I love how I can keep track of subscriptions and when my money is being taken from my account. I love how transparent they are with the fees and everything and how responsive they are with their chat support. They have an amazing support channel and compared to other big banks that have a terrible support experience in their application, they actually care about me and they provide a good user experience for all their support functions such as chat. Monzo lets you bank with emojis! I call it emoji banking at it's finest! :) Reviewed on: 13th April 2021

Easy to use

Makes everything more simple. I have saved money Reviewed on: 13th April 2021

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