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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

What you see is what you get. No hidden clauses.

When money was taken out without my agreeing. Monza was quick to rectify the situation. Reviewed on: 13th April 2021

Easiest banking I've experienced

Having banked with multiple banks, including having a current account with a fee, I believe Monzo is by far the best I have experienced. Monzo app is easy to use and opening both a current account and joint account was so easy. Reviewed on: 13th April 2021

Simple, clear, practical

For quality service without having too go through you life story to just get a replacement card that is modern and functional. Then Monzo is a great bank! A modern bank for a modern world!!! Reviewed on: 13th April 2021

Great app

The Monzo app is amazing easy to use and I will never go back to a high street bank ever again. Reviewed on: 13th April 2021

Easy

As a pioneer in many ways, Monzo is easy to deal, with low fees and very quick operation. Just one thing is missing: works with other currencies. Keep going your good work and do not disappoint us in the future. Reviewed on: 13th April 2021

The best bank I've ever been with

Monzo is absolutely brilliant. The best bank I have ever banked with. And I've been with the top 5 banks on the High Street. Monzo is brilliant compared to them. Reviewed on: 13th April 2021

Monzo is the best bank!

I love Monzo's product and their customer service team. I love the budgeting tool and the app appearance, it's super user friendly! Also every time I've had an issue I was promptly helped. Best bank ever, 100%!!! Reviewed on: 13th April 2021

Best Bank 5/5!

Easy to use, great support, easily save money 5/5! Has a great layout & great tips to save! - the monzo community is amazing Reviewed on: 13th April 2021

Best banking app I've tried

The banking app is great, easy to use and gives you visibility of all your assets in an intuitive way. Reviewed on: 13th April 2021

Great

Great bank, app very user friendly. Love the instant notifications when you spend and the regular updates you receive. Great tools in the app to help you budget. Reviewed on: 13th April 2021

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