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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Easy peasy, friendly and transparent

Contacting monzo is as easy as it should be, they are understanding and thoughtful in their responses. Your money is transparently held, with quick and clear access to all your services. Reviewed on: 13th April 2021

Just genius

Where others make it complex Monzo uses mobile connectivity to drive a great service. We have moved the whole family to Monzo for our everyday requirements and for our travel needs. Reviewed on: 13th April 2021

The quickest and easiest bank account

Monzo offers a current account that is super quick and easy to use... everything works, as it should, with minimal fuss from your phone. And if you need support, no phone queues on hold, just drop them a chat message and they respond quickly. Traditional banks don't stand a chance. Reviewed on: 13th April 2021

It sets my mind at ease

Since joining monzo my mind has been at ease I can see when my bills are going out and I have the choice of putting them in pots no more having to to run to the bank to check on my direct debits I am so grateful to them Reviewed on: 13th April 2021

Simplicity itself

Easy to use Great communication Great bank Reviewed on: 13th April 2021

Best bank in the world

Best bank even so easy to use and very fast in transfers and paying Reviewed on: 13th April 2021

Brilliant

Makes banking (almost) fun. Completely user friendly and has helped me keep an eye on my spending. Reviewed on: 13th April 2021

Best

Great experience so far.very good customer service Reviewed on: 13th April 2021

Amazing bank

Never had a problem with Monzo and just love the notifications when money goes in and out of your account Reviewed on: 13th April 2021

I recommend

Fast,reliable ,much better than high street banks. Reviewed on: 13th April 2021

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