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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Amazing bank and facilities

Always ready to help. Banking should not only be when the building.is open. Very serviceable account Reviewed on: 13th April 2021

Great bank

Simple easy straightforward banking Reviewed on: 13th April 2021

Brilliant Bank!

This is unbelievable, they are incredible at customer service as well as over in app experience. Thank you Monzo! Reviewed on: 13th April 2021

A great experience

Monzo empowers me to have better control and visibility over my finances. It’s also great for splitting costs and for paying others. Even better now that Monzo Premium comes with added benefits such as mobile and travel insurance. Reviewed on: 13th April 2021

MOST EFFICIENT AND QUICKEST SERVICES

the people at monzo are so quick and efficient at their jobs, it makes the process so much easier for customers, wouldn't look anywhere else to bank again Reviewed on: 13th April 2021

Best bank ever

Great customers service and fun and easy to use app Reviewed on: 13th April 2021

Easy to manage, efficient, safe and with no fees

Monzo allows to plan your spend, easy to understand and manage, allows you to use the card everywhere and undertake transaccions very efficiently. The information of transaccions is given in detail. Reviewed on: 13th April 2021

Best Bank out there

I’ve been using Monzo for few years now and nothing can make me switch to another bank. The user friendly app, real time transaction reports, ability to receive your payment earlier, ease of transfers makes it easy to control your funds. Reviewed on: 13th April 2021

A great bank, with better to come

A great bank for those that don't need a physical bank. I would like to see more products like credit cards or mortgages. Hopefully these are in the works. Reviewed on: 13th April 2021

Best ever

I really like fact that I'm never taken by surprise when bills are due, and that I don't have to move money from a pot as I have set all my bills to come out of certain pots. Super system, never in trouble with funds. Amazing customer service and very clear banking. Thanks Reviewed on: 13th April 2021

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