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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Amazing

Provides all the modern day metrics and analysis so that I can run my finances in thr most efficient manner Reviewed on: 13th April 2021

Great bank service fuzz free and easy

Great service all you need on the app easy to receive money and make payments and budget at a glance Reviewed on: 13th April 2021

The way banking should be

A great modern bank, allowing complete flexibility and some good savings options Reviewed on: 13th April 2021

probably my favourite bank

helps me manage my finances and also break down my finances into understandable segments I also love the feature of early day pay!!! Reviewed on: 13th April 2021

Best Bank Ever

Regulated, Efficient, Streamline, Fantastic! Reviewed on: 13th April 2021

10 star Monzo

Unbelievably straight forward, fantastic customer service. Reviewed on: 13th April 2021

Easy to use

The app is well designed and thought out. It is very easy to use and handles pretty much all my banking needs. Reviewed on: 13th April 2021

Fantastic all round

Been an excellent bank since I started with them for the past year Reviewed on: 13th April 2021

Great banking

Best online service I’ve had from a bank. Access to your money and help Reviewed on: 13th April 2021

The best bank !!

Very easy to use, i have always loved this bank. It has helped me to save much easier would recommend to anyone <3 Reviewed on: 13th April 2021

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