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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

One of the best bank I have had. I couldn't recommend it more to anyone who is fed up with the old banking system.

Since I switched to Monzo, my only regrets is why I haven't done it before. My previous bank was a pioneer in online banking, but I wouldn't say I liked the group's ethos behind it. Doing anything that would require a lot of forth and back with a "classic old school" bank account only takes a second with Monzo. From paying people, authorising a transaction to set some money aside for a future buy or recurring bills, it's all a breeze to achieve. I'm looking at moving our business to Monzo as soon as they accept multiple business accounts. I can't wait as our "dinosaur" business bank is a pain to use every day. Reviewed on: 13th April 2021

Monzo is easy to use and very reliable

Every time I needed Monzo it delivered the best experience. And the app is really cool and easy to use!! Reviewed on: 13th April 2021

Easy to set up and use

Monzo is easy to set up and easy to use. It helps with budgeting and is easy to track your money. Knowing immediately when money has gone out helps when shopping. Their use of 'pots' to siphon money away is helpful when saving for specific items. Reviewed on: 13th April 2021

Easy to use and great info

I love the ease of use of Monzo and the how that facilitates good money management. Especially pre viewing upcoming direct debits and an estimated £xxx left out of £xxx for the month. Reviewed on: 13th April 2021

Amazing

It's the best card I've ever had with such an amazing customer service Reviewed on: 13th April 2021

Easy and convenient

Amazing and fun to manage money and very convenient to operate and understand Reviewed on: 13th April 2021

Excellent. Innovative

Excellent products, excellent customer service. Modern. App keeps me up to speed on my finances. Accurate, available. Reviewed on: 13th April 2021

Monzo tops my best bank list .

On the ball and very responsive , first class service. Second to none. Reviewed on: 13th April 2021

Ideal for my needs and with such a great app.

Have travelled all the way across Europe with just a Monzo card . Love the way I get a notification on my phone and watch each time I spend. The app is fantastic and they are genuinely the best bank for me. Reviewed on: 13th April 2021

Smart money in your pocket

Great tools to manage your money, save for a project and budget month to month - all with excellent customer service! Reviewed on: 13th April 2021

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