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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Financial Transparency

5
Monzo was the first bank to deliver real time transactions. Since then they have made a wonderfully easy to use app that gives you absolute financial transparency but more importantly lets you manage your money better. It is thanks to Monzo that I was able to consolidate all of my debts and eventually pay them off. I wish more people are able to see how easy it is to control your finances thanks to Monzo! Reviewed on: 12th April 2021

The best bank

5
I have been with Monzo more than a year and I have never had a problem. The best bank I have never had ❤️ Reviewed on: 12th April 2021

Best bank ive banked with

5
Very helpful always easy to use n i love it shows me how much i to spend the pots are helpful to Reviewed on: 12th April 2021

Amazing!!

5
Only had good experiences with Monzo. The app is useful and I use a lot of the functions Monzo provide in day to day life. Also very impressed with their speedy and helpful customer service. Reviewed on: 12th April 2021

Easy payment

5
It's great to pay and receive funds from friends. So easy Reviewed on: 12th April 2021

For modern banking choose Monzo

5
1st class modern digital banking without all the snobbery and nose in the air attitude of established high street banks , Monzo is revolutionary and the others are now catching up. I teach university students and so many of them are moving to Monzo and if it's one thing young people know it's where the trends are going in new tech.. well done Monzo. Reviewed on: 12th April 2021

Easiest banking I've used!

5
The app is super responsive and has helped me save loads of money with it's smart features. Upgrading to premium was easy and the benefits are great (I cancelled my phone insurance with my mobile provider because this was cheaper and better!). I've recommended it to loads of people I know just because it's so easy to use! Reviewed on: 12th April 2021

The only bank FOR the people

5
Been using Monzo for several years now, have never let me down. Always top notch customer service and the app is outstanding. Reviewed on: 12th April 2021

I feel most in control of my money with Monzo

5
Monzo has helped me feel more in control and easily connected to my money than ever. It suits my style of budgeting and has all the functionality I need to easily automate lots of different parts of how I like to organise my money. It’s integration with IFTTT is also a massive bonus too. I couldn’t recommend Monzo more. Reviewed on: 12th April 2021

Efficient and. Trusted

4
Does what it says Always efficient, trustworthy and cost effective- used for multiple overseas trips and saved a fortune Reviewed on: 12th April 2021

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