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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great, modern bank

I love banking with Monzo! It’s easy to use, flexible and understands that people work during the day. The app and notification system makes it easy to keep track of spending and budgeting! Best bank I have used and no intention of changing. Reviewed on: 13th April 2021

Awesome

Superb and speedy customer service. Really easy to us app and great abilities to personal your experience! Reviewed on: 13th April 2021

Very User Friendly

Lovely UI and does the banking aspect perfectly Reviewed on: 13th April 2021

Amazing!

Monzo is the best bank I've been with and I've been with quite a few. The app is great to navigate and customer assistance is always spot on. Not a bad thing I could say Reviewed on: 13th April 2021

Helpful staff

They are so quick with any queries or questions you may have. Never leave me waiting. Reviewed on: 13th April 2021

It's the best target in London

I buy from home paid on buses I do a lot of things with monzo Reviewed on: 13th April 2021

Life changing functionality

Monzo has allowed me to finally take the control over my finances that I've always needed. Particularly the pot functionality has allowed me to gain more control over spending behaviour and I no longer live from payslip to payslip. Reviewed on: 13th April 2021

The Best Bank Account I've Ever Had

It's just so easy to use, and totally secure! Reviewed on: 13th April 2021

The best online bank

It s really easy to use and the customer support team are always there to help you when there s a problem Reviewed on: 13th April 2021

Banking is finally simple

Quick, easy, and always there to support if needed. The overhaul British banking needed! Reviewed on: 13th April 2021

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