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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Easy to use

Monzo is very effective and easy to use by anyone. Reviewed on: 13th April 2021

Great

App has everything you need. Total visibility of your spending habits. Great bank Reviewed on: 13th April 2021

Amazing bank, and great features!

I’ve been with Monzo for a few years and their service is by far the best out there. They could offer better financial products but the service provided is just amazing! Reviewed on: 13th April 2021

There is not enough stars I can give

2017 I did a trip to South America. My mates told me that I should have some kind of back up card in caste something get wrong with my HSBC. The one they recommended to me was Monzo. Monzo that time was only pre-pay card. First time I started to use it was in Italy. And since that first pay and receive notifications on the Phone App, I get hooked. That is why Monzo is the best. Love Monzo Reviewed on: 13th April 2021

Great Bank

A Great Bank to bank with and also shows you everything you need it's pretty cool bank I love it. Reviewed on: 13th April 2021

So many little modern extras...love it!

I opened my monzo a year ago and i love the pots for saving funds and budgeting. Get your money 24 hours early, transfer securely with a few keys, always get a prompt human response to queries. Forward thinking and transparent; this is the future bank for me its well overdue to dump the institutions that are outdated with far too much power and are out of touch with real working people's banking needs. Go with Monzo and what you see is what you get. Well done Monzo ! Reviewed on: 13th April 2021

I would die for Monzo

I literally love it. The splitting payments with people who also have Monzo and the money is I Stanton with you is an UNREAL piece of banking. I’m honestly shook as to how I lived before. MONZO FOR PRIME MINISTER Reviewed on: 13th April 2021

A bank which actually relieves stress

Since using Monzo and their incredibly accessible features including Pots and Salary Sorter I have felt a great burden being lifted. I no longer worry about money being there for rent or other bills as my salary comes in, gets sorted into Pots and then the bill is paid directly from that Pot. No other bank does this or has had the ability to relieve the stress I’ve felt with finances for years prior to Monzo. Reviewed on: 13th April 2021

Excellent service, always on hand

Truly excellent way of banking. App is easy to use, with few issues. Someone is always on hand if something doesn't look right, and it's very easy to send payments to friends. Reviewed on: 13th April 2021

Breath of Fresh Air

I was hesitant to fully switch to Monzo but I am so glad that I did! Features that every bank should offer but don't are just part of the Monzo experience for example setting up a Bills pot to set aside all my money for Direct Debits to separate my disposable income from my committed spending is honestly life changing. Anyone who is hesitant about moving should just do it! Reviewed on: 13th April 2021

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