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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best ever

Easy to use and knowing how you use your money Reviewed on: 13th April 2021

Monzo are No1

The best simple to use account I have ever had Reviewed on: 13th April 2021

Great

Brilliant bank would definitely recommend Reviewed on: 13th April 2021

Magnificent Monzo

Fast easy safe and happy banking User friendly and able to interact in a casual or more formal way when making and receiving payments. Can’t fault this bank Reviewed on: 13th April 2021

Really wonderful

Easy and convenient to manage money Reviewed on: 13th April 2021

Great bank, easy to use. Always there to help and advise. Great products. Highly recommended.

I have a current account and savings pots. So easy to use and I love the bright cash cards. Savings pots are awesome. Reviewed on: 13th April 2021

The easiest money experience

Compared to other banks, everything you need to do is front and centre, no fluff, no upsell, no banner ads for mortages, insurance or features you don't need. Everything, from the UI to the feature set, is conceived with the user at the centre. What you want to do, easy and straightforward. Reviewed on: 13th April 2021

Makes baking easy

It simplified banking and the app makes banking so easy. Reviewed on: 13th April 2021

Monzo are quite simply, the Best..

Amazing banking experience, amazing customer service.. Reviewed on: 13th April 2021

The best

Im customer Monzo from near 3 years ,im very satisfied. Reviewed on: 13th April 2021

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