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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Nice and easy

It’s a pleasure to use and it’s as straight forward as it can be. The push notifications keep me updated and it’s always clear and very understandable Reviewed on: 13th April 2021

So much better than high street banks

Amazing service that outshines Hugh street banks! Welcome to the new age if banking... Reviewed on: 13th April 2021

Best UK bank

Game changer when it comes to money management - easy to use app with great features. On top of that, the customer service has always been excellent. Reviewed on: 13th April 2021

Amazing service from Monzo

I wouldn’t usually take the time to write a review, however, since I opened my account with Monzo I have been extremely impressed with the overall user experience. The app is very user friendly and the different pots make it super easy to budget, whenever I’ve had any issues the customer service team have come back instantly with a resolution. I also really like that they offer Monzo plus, this offers even more benefits and it’s handy having everything in one place. Best bank I’ve used! Reviewed on: 13th April 2021

Best bank

Best decision I ever made switching to Monzo. Great banking app and amazing customer service. Always coming forward with innovative ideas. Reviewed on: 13th April 2021

Awesome

Excellent service, usability and sexy card! Reviewed on: 13th April 2021

Simple, Stress Free Banking

Simple, Stress Free Banking which so successfully removes the support difficulties I have had with other Banks in the past. It has great features, the app is very responsive and easy to use, plus I trust them not to invest in environmentally detrimental industries such as fossil fuels. They clearly care more about their users than other banks I have used, and have cultivated a loyal customer base. Reviewed on: 13th April 2021

Number 1

I’ve banked with Monzo for some time now and can say that they are by far the best bank. I love the fact that everything is done online. The only downside, I would say, is that you cannot scan and pay in cheques. If Monzo had this, it would be the icing on top of a pretty already amazing cake. Reviewed on: 13th April 2021

Great

Easy to use app. Great service. World recommend to anyone. Reviewed on: 13th April 2021

Superb banking experience

Monzo have been a great bank to use so far, they have now become my number 1 bank and I haven't looked back. They are strides ahead of the others and their communication is also 100% better than previous banking experiences. I couldn't recommend them more highly!! Reviewed on: 13th April 2021

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