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Monzo: Current account reviews

4.92
Based on 19,141 reviews, last reviewed 2nd Apr 2026
93450% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026
Joshua B's avatar
Joshua B

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19141)

Amazing Bank

5
Brilliant bank and app is great to keep a check on spending and let’s you know as soon as card is used. Reviewed on: 13th April 2021

Great bank

4
I love Monzo because of the convenience in banking. I have other banks but Monzo is the one I use most. Reviewed on: 13th April 2021

My best banking decision

5
Easiest way to track my spending and save. Reviewed on: 13th April 2021

Great banking experience

4
Since changing to Monzo I've had a great experience and brilliant customer service, had a few issues sorted without any hassle online rather than having to travel to a branch like with other banks. Would recommend. Reviewed on: 13th April 2021

Beas bank by far

5
Never had a single problem with it too bank Reviewed on: 13th April 2021

Fantastic bank

5
Since I opened my Monzo account I have found it to be so easy to use and helpful if I have a problem. Usually I am always changing banks as I’m not satisfied but Monzo has stopped me needing to do that Reviewed on: 13th April 2021

Simple but innovative banking

5
Monzo has been revolutionary for me. Instant transaction updates, a great app and interface have really helped me nail down a budget and (more importantly) stick to it. I've never found managing my money easier, so thanks Monzo! Reviewed on: 13th April 2021

They look out for me

5
Monzo understands the power of a good app and a how to simplify banking. Well maybe. Reviewed on: 13th April 2021

Always reliable

5
Have been with Monzo for around 3/4 years. Never had a problem with them, always been a great bank to use and easy to move money and use all the pots. Haven’t had any experience with customer service so cannot comment on that aspect but everything else has been great. Reviewed on: 13th April 2021

Recommended

5
Excellent bank, very helpful, easy online banking. Most of my family uses it already, highly recommended Reviewed on: 13th April 2021

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