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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
67% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19421)

Good bank with future proof traits

4
I like 95% of my experience with Monzo. Being able to get wages a day early is a great feature and I've never had any issues with security or access to my funds. The only thing that prevents this being a 100% review is being charged to deposit or withdraw my own money after a certain amount. Reviewed on: 13th April 2021
Ashley Heath's avatar
Ashley Heath

Helpful , easy to use , great minds for new innovations

5
Monzo was a new way of banking for me and personally the best bank ive been with , thank you and good luck Monzo Reviewed on: 13th April 2021
Scott's avatar
Scott

Finally a card that has no stupid rules

5
As a professional internationally traveling Artist I NEED a card that functions simply in many different currencies without the fuss of fees. Since I use Monzo my travels are cheaper and more fun! and who doesn't want that ? Reviewed on: 13th April 2021
Ulrike Storch's avatar
Ulrike Storch

Speedy and transparent.

5
Been using it for my daily expenses for almost 4 years now, wouldn’t go back! Reviewed on: 13th April 2021
Dan's avatar
Dan

Best bank

5
Wonderful. Fast. Easy. Good communication. Reviewed on: 13th April 2021
Beatriz Matos 's avatar
Beatriz Matos

Excellence; served.

5
From the buttery smooth app interface, to the speed of support team in the chat - Monzo absolutely deserves to win the best bank of the year. Reviewed on: 13th April 2021
Maritn Jerome Wilsoon's avatar
Maritn Jerome Wilsoon

Easy to use and super efficient

5
I've been with Monzo for over 2 years. The UI is great, service team responses are quick and the overall experience is really seamless. Reviewed on: 13th April 2021
Tej's avatar
Tej

Best bank

5
Quick, easy to use and get so much more than high street banks. They concentrate on what the customer needs and implements it unlike other banks! Reviewed on: 13th April 2021
Kirsty Day's avatar
Kirsty Day

Best Banking App ever

5
I initially used and tested a Monzo Bank account for work expenses purposes and since switched entirely over all my Banking to Monzo Reviewed on: 13th April 2021
Storm Nelson's avatar
Storm Nelson

Changed my life

5
Monzo pots (particularly the ability to pay direct debits from pots) have revolutionised how I manage my money and helped me to vastly improve my saving habits. Reviewed on: 13th April 2021
Rebecca Brown's avatar
Rebecca Brown

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