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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Fantastic Ux

5
Really easy to use and helps me budget finances Reviewed on: 12th April 2021

A bank that's far ahead of it's competitors, makes managing money so much easier.

5
I have been a customer with Monzo for just over a year. The bank has gone above and beyond what I was expecting from it, in terms of products and features that make managing my money not daunting. Thanks to Monzo I am now on top of my finances more than I have been before in my life! Reviewed on: 12th April 2021

Just Wow,..

5
Monzo. What a bank. Absolutely fantastic. Live and breathe Monzo. The future of banking is here. Always bragging to people and showing off my 'premium' card everywhere I go. Genuinely is no other bank like it. Love you Monzo!!!!! Reviewed on: 12th April 2021

Innovative!

5
It gives me everything I need (remotely) from a bank with super helpful reminders. Reviewed on: 12th April 2021

Amazing

5
Best bank, best app, best service. Reviewed on: 12th April 2021

Best daily account

5
Been using monzo for a few years now and I can’t stress enough how much it’s changed how I spend and save money! Thanks to using monzo I was able to pay off my credit card well in advance of when I thought I could, and by separating out my spending I’m now a lot more careful with where my money goes. It’s revolutionary banking! Reviewed on: 12th April 2021

Easiest to use account on the market

5
No one else gives a simpler or more delightful experience to the customer! Reviewed on: 12th April 2021

This is how money management should be!

5
Monzo have transformed how people interact with their money and this is how it should be - easy to access, easy to understand and easy to manage. The bank of the future, watch this space! Reviewed on: 12th April 2021

Slick app, and an awesome brand

5
Slack app and the pots have finally put me back in control of my finances! Reviewed on: 12th April 2021

Great Service

5
Last year when I had a fraud issue on my account, someone withdraw money using a betting website. Monzo refunded me in a day time and replaced my card very quickly. Love Monzo! Reviewed on: 12th April 2021

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