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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Just the best bank

5
Best app, best support, best bank! Reviewed on: 12th April 2021

Best Bank Ever!

5
Monzo's app is the easiest to use. I feel in charge of my own money. Their customer service is second to none. Reviewed on: 12th April 2021

Innovative and disruptive - making banking easy, as it should be.

5
Monzo takes all the difficulties out of what should be easy - looking after your bank balance, sending payments. Reviewed on: 12th April 2021

Best Bank

5
My finances have changed for the better and I can't believe I used to bank any other way! Reviewed on: 12th April 2021

Best banking Experience

5
Having been with multiple banks over the years, I've never had such a good hold of my finances as I have with Monzo. Everything works so well, it makes your finances so transparent, and the features that are available are amazing! Reviewed on: 12th April 2021

Banking of the future

5
Imagine if you could access your account with the tap of a button. That's Monzo for you Reviewed on: 12th April 2021

Fantastic

5
I can’t imagine ever banking with a high street bank again. Monzo has revolutionised my financial life and replaced stress with a product that’s a joy to use. Reviewed on: 12th April 2021

Truly aims to do things differently

5
You have to be impressed by the determination to really make money work for everyone by doing things differently. You can see the values coming through in every aspect of Monzo - customer care and services, especially for vulnerable customers, product design and features which really put you in control and make your life easier, the passion of Monzonauts to get it right for customers - and each other. Reviewed on: 12th April 2021

Monzo is the s**t

5
I have had monzo since 2018 and never looked back. I can transfer money so easily AND I could open a joint account with my boyfriend without entering into any scary contract that bound us together for eternity. There literally is no better bank. Only negative thing I have to say about them is I would quite like the option of a different coloured card. Reviewed on: 12th April 2021

Easy to use and reliable

5
Very happy with Monzo's customer service and reliable service. Would recommend! Reviewed on: 12th April 2021

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