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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best bank with the easiest-to-use interface

Love the interface, makes everything easy and quick. Reviewed on: 13th April 2021

Best bank ever

Helpful smart and amazing. Never have to worry about anything quick responses Reviewed on: 13th April 2021

Secure and easy banking

Never did I ever think banking could be so simple yet so secure. Monzo has brought the way people organise their money Into this century. Reviewed on: 13th April 2021

Best service

Monzo is one of the best bank in providing services. They are really amazing. Reviewed on: 13th April 2021

Adding value every day

I'm sure people get bored of me constantly banging on about Monzo, but they consistently introduce quality of life improvements to their entire service; I find it a pleasure to use. Things like bill splitting and shared tabs are genuinely useful things that make my life easier every day. If Monzo offered mortgages I'd probably use them for that as well. Reviewed on: 13th April 2021

Brilliant service

Just what you want for a bank, plus’s added innovation. Reviewed on: 13th April 2021

Best all around

I don't know how I did banking before Monzo. I can see all my finances much more clearly and the one stop chat for customer service is nothing short of genius. Resolve issues quickly and with no jargon. I am never going back! Reviewed on: 13th April 2021

Monzo changed my life!

A better understanding of a customer than any other bank. Truly superb. Reviewed on: 13th April 2021

Throughly enjoyed using for year now!

I have had Monzo ever since I was the right age to do so and could not recommend them enough to others. Their pot functionality is great, automatic rounding up of transactions and live support make to experience with them a great one with plenty of added bonuses! Reviewed on: 13th April 2021

Best bank

Simple, quick, easy and a great app Reviewed on: 13th April 2021

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