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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Feeling safe

Trusted site. No issues. Easy to use Reviewed on: 13th April 2021

Easy money

Easy to use and simple to get help Reviewed on: 13th April 2021

ABSOLUTELY AMAZING

Basically I love monzo mucho. Best and easiest bank to use. Any issues? Quick, amazing customer service. Stolen card? Freeze your account from the app. Need a joint account? Easiest set up. I have recommended Monzo to more than 2 dozen people, made my friends get it when we went on holiday to split bills easily and have basically made it my main account. It is THEE easiest app to use, clearly showing your expenditures, how you can save money and MUCH more. I can't write everything as this would be way too long. Monzo is the best. Whoever founded it deserves 100 Labrador puppies. Reviewed on: 13th April 2021

Fantastic customer service

This is a bank that listens to the customer and will help them if they need it Reviewed on: 13th April 2021

Great Bank, Great App, Great Product

Been a Monzo user for a long time, its simple, easy to use, they have excellent security and features. Reviewed on: 13th April 2021

So easy to use

The best app, so simple easy to use and great customer service Reviewed on: 13th April 2021

The best

I've been using Monzo since its Beta days in early 2017 and it's truly the best bank I've encountered - so easy and accessible, not to mention its slick app too! Definitely a firm favourite in our house. Reviewed on: 13th April 2021

best bank - so many helpful features

Monzo has really helped me save, budget and track my spending! Reviewed on: 13th April 2021

What a bank should be

It’s just what a modern bank should be. Great service, useful features and easy to use and access Reviewed on: 13th April 2021

Best bank for my needs

I opened a Monzo account just before moving to the U.K. as a stand-in for a “real” account once I was settled. Monzo is so convenient, flexible and feature-ful enough that I’ve stuck with it for three years now and am highly unlikely to change. Also recommended Monzo to numerous friends and family members! Reviewed on: 13th April 2021

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