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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Best in class

Monzo has the best app, best customer support, and the best features! Reviewed on: 12th April 2021

Changed my life

Simply the best thing to happen to banking in the last 30 years. Outstanding customer service. Brilliant app. Reviewed on: 12th April 2021

Couldn't imagine banking with anyone else

I've been a Monzo customer for around 4 years now and I haven't once thought about switching. Pre-Monzo, I was miserable with my money. Always spending my salary so I was left with little to nothing by the end of the month. Now I have sizeable savings in Pots, and I've totally changed my relationship with money. I hope even more people in the UK wake up to the fact that banking doesn't need to be as confusing and clunky as it is with most other banks. Reviewed on: 12th April 2021

Bank of the future

Monzo has changed the way I bank, and helped me understand my spending. I'd never go anywhere else. Reviewed on: 12th April 2021

Incredible in every way

It's made money tracking simpler and drastically improved the way I think about my money both short and long term. Thanks Monzo! Reviewed on: 12th April 2021

Great support and friendly staff

Never had any issues, and whenever support is needed it is available. Reviewed on: 12th April 2021

They're just terrific

I've been with Monzo for a few years now, and I can't believe I ever coped with an old bank. Not only is their customer service amazing (something I grew blind to with old banks) but their app genuinely makes managing money interesting and not stressful. I can enjoy spending money knowing that I can afford it, and I know when I need to restrain myself. I have visibility of payments, and I have total control. Amazing! Reviewed on: 12th April 2021

Monzo give me complete control over my finances in a really easy-to-digest way

I've got complete visibility and control over my money - instant notifications, bill pots to make sure I put committed spend each month in to a place where I won't accidentally spend it, and an easy to use app. Their customer service is great if I ever need anything or have a problem - yay for Monzo! Reviewed on: 12th April 2021

Best bank and best app

Love the app and some of the new functionalities like the virtual card! Reviewed on: 12th April 2021

Easy to use

I was worries about using online banking but monzo is very easy to use. Much easier than other banks Reviewed on: 12th April 2021

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