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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Awesome

That's it - just awesome. Reviewed on: 13th April 2021

Clever, innovative, fresh and easy

Monzo's 'Pots' and innovative easy to use app has been a total game-changer allowing me to manage my finances and repair my credit rating. So well thought out and hassle free Reviewed on: 13th April 2021

Monzo the best

Great bank easy to use fast and efficient Reviewed on: 13th April 2021

Brilliant!

Great customer service, GUI second-to-none! Reviewed on: 13th April 2021

THE best bank. By a country mile.

The ease of use App and absolutely outstanding customer service, in addition to innovative banking and saving ideas make Monzo the best bank, in fact best company, I have ever dealt with. Fact. Reviewed on: 13th April 2021

Easy to use and accessible at all times

I like the easy sign up, the fact that I don't have to go to a branch. Ever. And I like the instant spending notifications so I don't get overcharged without knowing it. Reviewed on: 13th April 2021

Best bank ever

Great with everything specially using it abroad Reviewed on: 13th April 2021

Monzo broke the mould.

We thought online banking was bad because it had to be. Monzo changed that Reviewed on: 13th April 2021

Great service

Money in your hand and you control everything Reviewed on: 13th April 2021

Excellent

Great bank. Great service. There’s always someone on hand when you need help and you don’t have to go through numerous numbers and questions to speak to a real person Reviewed on: 13th April 2021

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