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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17221 reviews)

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4.92

Based on 17,221 reviews, last reviewed 8th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Totally changed how I manage my money

Since banking with monzo I feel so much more in control of my finances. I've paid off significant sums of debt and manages to build up a saving buffer. The transparency and ease of usage really draws me in and encourages me to actively manage my money - rather than put it off as I used to! Reviewed on: 12th April 2021

The future of banking

I love Monzo, always have and always will! Reviewed on: 12th April 2021

Monzo current account

Amazing account and customer service. Highly recommend. Reviewed on: 12th April 2021

Monzo puts customers first making money work for everyone

Monzo is an absolute delight as a Bank, I now am able to have smart, efficient and trusted bank that allows me to to work my money in a way that works for me as an individual customer - not just a product designed for the masses that I have to put up with. They have amazing technology, clean designs, looks and great customer service. Well done Monzo you are driving the financial services industry in the right direction in really putting the customers at the heart of everything you do. Reviewed on: 12th April 2021

Treating customers fairly

Features like Gambling Block and the very fair roll out of fees show great examples of Monzo treating its customers fairly. Their online community is amazing too. Reviewed on: 12th April 2021

Budget planning revolutionary!

Monzo is quick, efficient and helps me keep track of my spending. Customer service is so much better than the high street banks. Reviewed on: 12th April 2021

It just works.... really, really well

App and service is first class - it just all works so intuitively Reviewed on: 12th April 2021

Smart, modern banking at its finest.

The app is easy to use and has all of the modern features you could want. The online help are always fast and helpful. The perfect bank! Reviewed on: 12th April 2021

The best banking experience I could imagine

Since moving to the UK in 2018 Monzo has been the only bank I've had an account with. Joining was easy, and staying as been a pleasure. I've saved more with Monzo that ever before in my life, I feel I have control and visibility over my finances and spending, and every customer operations experience I've had has been exceptional. From the attractive, user friendly design to their clear and accessible updates/communications - I wouldn't want to bank with anyone else, ever. Reviewed on: 12th April 2021

Changed how I budget & bank!

Monzo bank has completely changed the way in which I budget, save and bank! The use of savings pots and being able to set a budget for spending categories has saved me so much time creating my own tracking spreadsheets. The app is incredibly user friendly and I feel safe banking with Monzo. The experience feels a lot more personal than with traditional retail banks which is ironic given Monzo having no physical branches. I love it! Reviewed on: 12th April 2021

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