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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 1st Oct 2025

99% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Monzo give me complete control over my finances in a really easy-to-digest way

I've got complete visibility and control over my money - instant notifications, bill pots to make sure I put committed spend each month in to a place where I won't accidentally spend it, and an easy to use app. Their customer service is great if I ever need anything or have a problem - yay for Monzo! Reviewed on: 12th April 2021

Best bank and best app

Love the app and some of the new functionalities like the virtual card! Reviewed on: 12th April 2021

Easy to use

I was worries about using online banking but monzo is very easy to use. Much easier than other banks Reviewed on: 12th April 2021

Totally changed how I manage my money

Since banking with monzo I feel so much more in control of my finances. I've paid off significant sums of debt and manages to build up a saving buffer. The transparency and ease of usage really draws me in and encourages me to actively manage my money - rather than put it off as I used to! Reviewed on: 12th April 2021

The future of banking

I love Monzo, always have and always will! Reviewed on: 12th April 2021

Monzo current account

Amazing account and customer service. Highly recommend. Reviewed on: 12th April 2021

Monzo puts customers first making money work for everyone

Monzo is an absolute delight as a Bank, I now am able to have smart, efficient and trusted bank that allows me to to work my money in a way that works for me as an individual customer - not just a product designed for the masses that I have to put up with. They have amazing technology, clean designs, looks and great customer service. Well done Monzo you are driving the financial services industry in the right direction in really putting the customers at the heart of everything you do. Reviewed on: 12th April 2021

Treating customers fairly

Features like Gambling Block and the very fair roll out of fees show great examples of Monzo treating its customers fairly. Their online community is amazing too. Reviewed on: 12th April 2021

Budget planning revolutionary!

Monzo is quick, efficient and helps me keep track of my spending. Customer service is so much better than the high street banks. Reviewed on: 12th April 2021

It just works.... really, really well

App and service is first class - it just all works so intuitively Reviewed on: 12th April 2021

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