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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Life changing!

Life changing bank!!!!!!!!!!!!!!!! Reviewed on: 13th April 2021

Best BANK !

I had very good experience with monzo. Tranzaction in time, access the money 1 day earlier and good exchange rates. Reviewed on: 13th April 2021

Simply the best

Best bank by far, no other banks comes close Reviewed on: 13th April 2021

Monzo - fantastic app and customer service

Monzo has completely changed my view of banking for the better. The app is great, very intuitive and user friendly whilst still letting me do everything I need to. Their customer service is brilliant too - friendly, helpful, informative. I’m a very happy Monzo customer! Reviewed on: 13th April 2021

Best app

Best costumer service best app ever Reviewed on: 13th April 2021

An excellent bank for individual clients and companies

I have been using Monzo for 3 years and 4 months with Monzo Business. Reviewed on: 13th April 2021

monza

As good as High Street banks if not better Reviewed on: 13th April 2021

Fuss free banking

Have been with a few banks and left mainly due to unfair charges and lack of customer service but with Monzo they take all the fuss out of banking and are fair to their customers, provide a clear up to date understanding of your money and have an outstanding customer service team. Reviewed on: 13th April 2021

Best bank ever

It’s easy to use, never had trouble getting my money back when something happens and customer service is amazing Reviewed on: 13th April 2021

brilliant

Best banking app by far. Easy to use Reviewed on: 13th April 2021

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