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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 1st Oct 2025

99% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Smart, modern banking at its finest.

The app is easy to use and has all of the modern features you could want. The online help are always fast and helpful. The perfect bank! Reviewed on: 12th April 2021

The best banking experience I could imagine

Since moving to the UK in 2018 Monzo has been the only bank I've had an account with. Joining was easy, and staying as been a pleasure. I've saved more with Monzo that ever before in my life, I feel I have control and visibility over my finances and spending, and every customer operations experience I've had has been exceptional. From the attractive, user friendly design to their clear and accessible updates/communications - I wouldn't want to bank with anyone else, ever. Reviewed on: 12th April 2021

Changed how I budget & bank!

Monzo bank has completely changed the way in which I budget, save and bank! The use of savings pots and being able to set a budget for spending categories has saved me so much time creating my own tracking spreadsheets. The app is incredibly user friendly and I feel safe banking with Monzo. The experience feels a lot more personal than with traditional retail banks which is ironic given Monzo having no physical branches. I love it! Reviewed on: 12th April 2021

Excellent in every area

The app is amazing and really helps understand and control spending. The customer service is by far the best in the industry and always so friendly and supportive. Couldn't ask for anything more from a bank. Reviewed on: 12th April 2021

By far the best banking app out there!

Monzo has a great app with lots of features that make it very easy to manage your money and stay on top of things! Reviewed on: 12th April 2021

Best Bank Ever!

Super friendly customer service, and great variety of products and services offered. Reviewed on: 12th April 2021

My family

Monzo took me to gay pride in 2017. What other bank does that for their customers? I love them! Reviewed on: 12th April 2021

A refreshing change!!

I love the unique features Monzo have compared to the new bank and how they help make money work for everyone. Monzo always seem to be ahead of the rest in terms of bring new features. Reviewed on: 12th April 2021

So easy to manage your money

I love that I can auto export my transactions, which allows me to make some great graphs of my financial life. I like the instant notifications, so I can be confident my card details haven’t been breached. Along with my virtual card this lets me put my card details anywhere online (which makes my life much quicker/easier) with the confidence that if my details get breached, I’ll know instantly and can delete my virtual card and make a new one (without having to get a new physical card!!) Reviewed on: 12th April 2021

Really Intuitive Interface

I've banked with Monzo for 4 years - and love how it has developed and continues to address my needs in new ways. The business accounts are great too! Reviewed on: 12th April 2021

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