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Monzo: Current account reviews

4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
66% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19421)

Monzo bank.

5
Monzo bank is a very good bank l would recommend them. Thanks Monzo. Reviewed on: 13th April 2021

top of the art

5
Always enjoyed using Monzo. The makes everything better. Don't have to wait days for the transaction to be processed, get the best exchange rates when abroad, all your banking available at the tip of your finger ! Thanks Monzo for such amazing support when my card got "stolen" online and helping me solve that. Jay Reviewed on: 13th April 2021

Simple to control finances

4
Quick and easy to use to maintain control of your finances. Reviewed on: 13th April 2021

So easy to use.

5
Just every problem I've had has been sorted swiftly and professionally. Reviewed on: 13th April 2021

Nice and secure

4
Is a good bank and I will recommend to all my friends Reviewed on: 13th April 2021

Perfect!!

5
Good and easy to use. Highly recommend!! Reviewed on: 13th April 2021

Love them!

5
Always helped and been great to use Reviewed on: 13th April 2021

Helped me manage my money

5
Fantastic- I manage my money so much better! Saving pots are a dream Reviewed on: 13th April 2021

LETS GO

5
What more is there to say they’re simply the best let’s go!!!! Reviewed on: 13th April 2021

This is banking!

5
Since I started using Monzo, the way I used to think of a bank or my relation with money have totally been redefined. Monzo has catered for all my financial needs within and outside the UK Reviewed on: 13th April 2021

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