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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 1st Oct 2025

99% decrease in 5 star reviews

in the past 90 days

57% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

I have made everyone join!

I have encouraged so many people to join because the bill splitting is a great feature for sharing the cost of a takeaway of renting a car for a day out. I've used a few banking apps and this one is the best looking and easiest to use, and with their saving pots I have saved hundreds of pounds from my impulse spending. Reviewed on: 12th April 2021

Brilliant app and amazing customer support

Been using Monzo for 4 years and it's changed the way I bank. The customer support team have been incredible with resolving issues too Reviewed on: 12th April 2021

Banking that just works

Every experience is delightful, from making a transaction to dealing with fraud. Reviewed on: 12th April 2021

Super easy to use with powerful features

Really nice, clean interface - the app is easy and straightforward to use. Gives me a really clear insight into where I'm spending my money each month, and features like saving pots, automatic round ups really help to save extra pennies at the end of each month! Reviewed on: 12th April 2021

Monzo gave me my confidence back

When I graduated university, I was struggling with debt. Month on month, I'd be stuck in a cycle of getting my pay check into my account, being debt free, paying my bills and then being back in debt again. With Monzo I learned to live comfortably in my own debt, using savings pots to save a little a month separate to my main balance. Eventually my savings allowed me to be prepared for big spends like car insurance or Christmas but also pay off my debts. For the first time in years I felt like I could see and control my own finances. I'm a happier, debt free banker as a result. Thank you so much. Reviewed on: 12th April 2021

Great bank!

Switching to Monzo was a breath of fresh air, with a great spending summary and pots to save really easily. And their support is very friendly too. Reviewed on: 12th April 2021

Best Bank Ever!

Having an account with Monzo means I'm not afraid to check my balance any more. I used to dread seeing how much money was in my account, knowing that I would have overspent, or a bill I had forgotten about would have came out. I was an early adopted to Monzo (2016) and the new features that have been introduced along the way mean that when my salary comes in, it is quickly sent to the relevant money pots where it stays until the bills are due. It has automated my money management allowing me to just keep an eye on what is in my normal account, knowing that's what I am allowed to spend. It has also switched how I save. Saving is no longer something which happens at the end of the month, depending on what I have left. Instead it is taken out at the start and locked away in a savings pot where I can't get to it. Being with Monzo hasn't just made me realise how great their bank is, but also how bad the rest of banking in the UK has been for a very long time. Reviewed on: 12th April 2021

The best bank

Super friendly and informative! The app is realltu easy to use! And the cards are cool too Reviewed on: 12th April 2021

One of the best mobile bank accounts in the UK

Monzo is a leader when it comes to fintech. It's one of the best-designed mobile-first current accounts in the UK. Monzo has a range of additional features as well such as budgeting, 'Get Paid Early' and 'Salary Sorter' that I love using! Reviewed on: 12th April 2021

Great account

Monzo has a great app with lots of features that prevents me needing to call up. Reviewed on: 12th April 2021

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