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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Making high street banking look archaic

So convenient and easy to use, simple, straightforward, and reliable. I never realised how backwards high street banking was until I started using Monzo. Reviewed on: 13th April 2021

Brilliant bank

Absolutely love this bank tells you straight away when money comes in or goes out. All my family use monzo Reviewed on: 13th April 2021

Good customer service

Quick to respond and polite, been with them a few years now, it's a thumbs up from me Reviewed on: 13th April 2021

Ideal

Most engaging and easy to use app, stellar customer servicer Reviewed on: 13th April 2021

Fantastic bank

Is the best bank to help me at travel in the world . And wonderful to save money at holiday times . Thanks Monzo for work everywhere Reviewed on: 13th April 2021

Smart, quick, reliable banking

Monzo has changed the way our family finances run. It’s reliable, fast and efficient. Reviewed on: 13th April 2021

Efficient

Love it , it’s easy to use and great for saving up Reviewed on: 13th April 2021

Great bank

So easy to use, reliable and trustworthy. Been an account holder for years now and never looked back Reviewed on: 13th April 2021

Brilliant bank, best I have ever had

Monzo make everything so easy, I love banking with them. Using my app to move money around, store in pots, transfer to friends. It's all just so easy. Reviewed on: 13th April 2021

Great service, super fast response

Monzo is a fantastic banking facility which started with is as a inter family trans service, but has developed into a major part of our family banking. Great service and good features such as get paid now, 4 pm day before clearance on Bacs transactions it can be in your account. Very satisfied Reviewed on: 13th April 2021

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