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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Can't fault Monzo

I have been a Monzo customer for a little over 3 years, I am a convert and use it for everything from my salary, bills, savings. The app is user friendly, well designed and the pots have become an invaluable resource to my monthly financial planning. Reviewed on: 13th April 2021

Perfect for budgeting

Excellent intuitive app, very nice for managing weekly/monthly budgeting Reviewed on: 13th April 2021

Because it's awesome and very convenient.

My overall experience is incredible and wonderful will definitely recommend. Reviewed on: 13th April 2021

Best. Bank. Ever!!

Who writes a positive review about their bank?!? Monzo customers. That’s who. They’ve made it so easy to manage my money. Cheaper to spend abroad (when we can again) and amazing customer service whenever it’s needed. Ooh! And we get paid a day early too! Reviewed on: 13th April 2021

Great features and great UX

Gives great control and visibility on my spending and provides good tools to budget for anything you can think of Reviewed on: 13th April 2021

Seamless digital banking

The self-service is outstanding, no major problems, secure payments, contactless and most importantly forgot about the physical ATM & bank. Love the notifications Reviewed on: 13th April 2021

Quick and responsive

Very easy to use app. Lightweight security processes. Realtime notifications. I love it. Reviewed on: 13th April 2021

The best bank ever

I have been with them for over 2 years & I absolutely love their service Reviewed on: 13th April 2021

Best bank by far

Never again will i go back to a high street bank Reviewed on: 13th April 2021

Easy and intuitive.

Everything on the app is exactly where you'd think it would be, and everything is made as quick and easy as possible. Reviewed on: 13th April 2021

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