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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Brilliant bank

Love this bank . Easy to contact them and problems resolved quickly Reviewed on: 13th April 2021

Exactly what you'd expect a modern bank experience to be

As Above - just what I need in a bank. Reviewed on: 13th April 2021

Go Global Monzo

Super easy to join, love the real-time spending notifications! Monzo is my only UK bank. Reviewed on: 13th April 2021

Excellent

Best bank I have ever had the pleasure of being part of, no hassles no fuss no complicated forms, 1 issue in all time with them it was sorted and resolved within a day, and compensation offered even though I wasn’t seeking it Reviewed on: 13th April 2021

Very comfortable

Monzo is so easy to use and keeps you informed on spending which is brilliant Reviewed on: 13th April 2021

Wonderful!

I use Monzo for all of my day-to-day spending. They are a wonderful bank! Reviewed on: 13th April 2021

A bank for everyone

Customer first bank with a really easy to use app. Makes saving easy. Reviewed on: 13th April 2021

Great bank with loads of new ideas coming

Well I have been with Monzo form near to day one with there pre payment card for holiday away. I have moved to them with my main account and am very please with the service and reply time when I needed help. They have a lot more to offer in products so may it continue Reviewed on: 13th April 2021

Easy

Brilliant use, easy contact service with online chat and easy to monitor finances Reviewed on: 13th April 2021

Fantastic

Easy to use with great features. Reviewed on: 13th April 2021

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