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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Useful, fair and fanny to use

I can just do all I need frictionless Reviewed on: 13th April 2021

Monzo changes everything

Monzo has completely changed my finances, before i got a Monzo account I was in ~5k debt, Monzo helped me save and pay this off, I am now in a place to buy a flat and this is largely down to Monzo. Reviewed on: 13th April 2021

Everything about them is great!

They are always helpful attentive and on hand. Reviewed on: 13th April 2021

Easy, great way to budget

I use it to budget my money and know what I’m spending it on. Already recommended to 3/4 friends Reviewed on: 13th April 2021

A good bank with issues

I've had some great experiences with Monzo but also some less good ones. On balance, they are ok but need to do better. Reviewed on: 13th April 2021

The best

Wonderfull, their always solve my problems in short time. Reviewed on: 13th April 2021

Great

Amazing banking experience easy and customer service its excellent Reviewed on: 13th April 2021

Fantastic

Everything is so visible and easy to manage, it’s helped me budget and save and I feel more secure shopping online Reviewed on: 13th April 2021

Best online bank

When I moved to the UK and no bank wanted to accept me because I did not had a NI number, Monzo was here! Amazing app, great people, very intuitive and sleek interface. Reviewed on: 13th April 2021

Excellent

Good and reliable bank! Practical and efficient! Reviewed on: 13th April 2021

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