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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Easy Banking

Easy to deal with and very fair!!! Reviewed on: 13th April 2021

Great bank

Quick customer service, very easy to use app. SO MUCH better than any other bank I’ve ever used Reviewed on: 13th April 2021

Simple Easy Banking

Simple easy banking, no fuss, no complications, just works! Reviewed on: 13th April 2021

Everything you want in a bank and more!

Monzo has probably the best Mobile App Banking there is, having a featureful and user friendly experience, with transactions that appear instantaneously both when receiving bank transfers or making card payments, along with extremely helpful customer support that's available practically 24/7 :) In the few areas they fall short, they're always working to fix their problems and add new features every day, so I can't really fault them for anything. Reviewed on: 13th April 2021

Best bank Ever

Superb bank. Really easy to use, great app and customer service Reviewed on: 13th April 2021

How banks should be

Really clear, useful features, saved me money with energy switch feature. Reviewed on: 13th April 2021

Once you go Monzo, youll never look back.

Helpful, innovative and forward thinking. Thanks Monzo Reviewed on: 13th April 2021

Great service

Friendly operator's and the application is really easy to use. I enjoyed Monzo for the last two years and I will not charge the bank. Reviewed on: 13th April 2021

Best bank and great customer service

easy and simple app to use. everything you need in one place and if not the great customer service team is always on hand. Reviewed on: 13th April 2021

no nonsense bank

No issues it just works when you need a bank in a busy environment Reviewed on: 13th April 2021

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