Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,224 reviews, last reviewed 1st Oct 2025
99% decrease in 5 star reviews
in the past 90 days
63% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025
Antonnette I's avatar
Antonnette I

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
Zenab's avatar
Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17224)

Great bank with spectacular customer support.

5
Monzo are the leaders when it comes to Customer Support. Never fail to help their customers. Reviewed on: 12th April 2021

Finally in control of my finances

5
Having a separate Bills Pot that I top up as soon as I get paid means I can see exactly how much money I have "spare" for the month. Now I pay off my full credit card every month! Reviewed on: 12th April 2021

Slick digital experience

5
Easy to manage my money and see what I'm spending Reviewed on: 12th April 2021

Makes my life so much easier

5
The most amazing bank and I cannot imagine ever using another now. Everything is so easy, clear, and quick. Help is always there if I need it and I love the constant innovations. Can't wait to see what Monzo do in the future Reviewed on: 12th April 2021

Such an easy way to manage my money

5
The gambling block and the locked pots have enabled me to change my whole outlook on how I manage my finances Reviewed on: 12th April 2021

Excellent app and service

5
I have accounts with Monzo and Halifax. My Monzo account is light years ahead of Halifax and everything is just simple, easy to use and transparent. I'm so glad that Monzo exists, it doesn't feel like a traditional bank where they just try to extract as much money as possible from you Reviewed on: 12th April 2021

Amazing

5
Great product, really helps me to manage my finances Reviewed on: 12th April 2021

Making money work for everyone

5
Brilliant app, customer service, easy to use - everything you could ever want from your bank! Reviewed on: 12th April 2021

5* Bank - life changing!

5
Service is amazing, features are amazing and Monzo manage to continue to impress me. I have finally started saving too! Reviewed on: 12th April 2021

Monzo is the most feature-rich and innovative of all banks

5
Monzo has built so many features that are market leading, it's hard to compare them to the competition. From having the best budgeting tools that adapt to your spending, to innovating early on things like pots, bill splitting, shared expenses and payments from pots which no other bank can really match. That combined with a great app and customer experience makes them a winner. Reviewed on: 12th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.96 from 2511 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
    View all products