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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Painless Banking

Fast support, ease of use & strong security. What more can you want from a bank. Reviewed on: 13th April 2021

Perfect customer service

Monzo is such an easy bank to use and they are always there to help you and answer any queries so quickly. The app itself as so many nice features like splitting bills or adding money to separate pots to help you save Reviewed on: 13th April 2021

Amazing bank with amazing Support Team

I've been using Monzo as my main bank account for a few years now and I could not go back to the high street old-school way of banking. Monzo Team rocks for their support, features and great product! Reviewed on: 13th April 2021

Best

I recommend monzo to everyone, simple, reliable and fast. Reviewed on: 13th April 2021

Simplicity is the essence

Straightforward processes. You can do anything with few clicks. Clear and succinct communication. Great app where everything can be kept under control at a glance. The bank as it should be. Reviewed on: 13th April 2021

Amazing

Found Monzo very helpful, fast, easy to use, effective, always keeps me informed and friendly Reviewed on: 13th April 2021

Best bank

Best customer service and ease of use Reviewed on: 13th April 2021

Fantastic service

Absolutely love this bank.... I have recommended it to everyone I know... Reviewed on: 13th April 2021

Lovely customer support!

Had fantastic experiences whenever I've needed to talk with Monzo (very infrequently! Reviewed on: 13th April 2021

Future

better than the rest with great customer service Reviewed on: 13th April 2021

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