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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Changes your life and in a very positive way!

Such a great app and new concept of banking. Love it. thank you! Reviewed on: 13th April 2021

Just awesome

Monzo changed the way I see and handle money and changed my life to much better. Reviewed on: 13th April 2021

Perfect

In my opinion, this is the best online bank. Very fast and polite service. Reviewed on: 13th April 2021

Outstanding.

Excellent App, good functionality, user friendly, superb. Reviewed on: 13th April 2021

Excellent online bank

Easy to use, easy payments , organised unique savings pots and very easy to work your way around . Excellent service and would recommend to anyone ! Reviewed on: 13th April 2021

Easy to use, immediately response and always helping me.

The best bank i had., even better sometimes than a normal bank. Reviewed on: 13th April 2021

Easy and fun banking and open.

Great customer service. Easy to use app and is how all nanking should be done nowadays! Changed my experience of banking completely. Excellent company. Managed to get most of my mates to join and they love monzo too. Reviewed on: 13th April 2021

Great bank

Fantastic customer service Money comes in the day before Reviewed on: 13th April 2021

efficient

i have had the best budget planner with the help of monzo Reviewed on: 13th April 2021

Good choice

Monzo bank is good choice with digital services. I am waiting for them to allow me to receive money from abroad with the Swift code. Then it will definitely be the best bank Reviewed on: 13th April 2021

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