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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Great

Amazing bank only thing is how do I deposit money without transferring from one bank to another Reviewed on: 13th April 2021

Great banks

The best bank for a simple no nonsense account Reviewed on: 13th April 2021

Modern banking at its best

I love Monzo. I have been a customer for a few years now and the ease of its app is great. I love how you can chat to someone as soon as you need them. It’s just banking, redefined for modern times. Reviewed on: 13th April 2021

Finest Banking Service

Flawless experience, great app with timely customer assistance ìf required. Cheers x Reviewed on: 13th April 2021

Better than high street banks

Monzo are the most transparent bank I’ve used and their service is exceptional! Their app is so simple to use and makes banking and budgeting so easy! Reviewed on: 13th April 2021

Brilliant support when I needed it most

I've used many banks over the years but I can honestly say that Monzo really do meet my needs and have helped me whenever I've needed a helping hand. And they do it so HUMANLY too! Never once did I feel I was just another number. They also update their app with the sorts of things I find useful and sensible. Reviewed on: 13th April 2021

Great online bank

Monzo is a great bank. I use it everyday and I’ve never had any issues. They sorted out a payment problem for me within half an hour. I love how you can put money into pots, it really helps me manage my money better. Reviewed on: 13th April 2021

Super easy stress free banking

So easy to see live balance and transfer money Reviewed on: 13th April 2021

Fast efficient reliable

Monzo’s platform makes money management very straightforward. I can easily track spending by type and by shop. Sending and receiving money is instant, no waiting up to 5 working days. Good security features. All in all very satisfied. Reviewed on: 13th April 2021

good account

Good account and good service, faster payment and safety Reviewed on: 13th April 2021

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