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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Easy

Easy to use and has been so helpful. Reviewed on: 13th April 2021

The BEST Bank bar none!

Super slick app, love the salary sorter and pots features! Great live chat support when needed. Reviewed on: 13th April 2021

Easy, accesible, modern

Monzo is an easy, clever and customer service orientated bank. A breath of fresh air! Reviewed on: 13th April 2021

My finances have never been better

I used to be awful with money and always overspent, but Monzo let’s you have a real handle on your money. It isn’t scary or daunting like other banks and I even have savings now! Reviewed on: 13th April 2021

Full monzo

Best app, best customer service. Snazziest cards Reviewed on: 13th April 2021

Revolutionised my finances!

No longer are we going overdrawn every month. The pots facility has enabled us to save for just about everything, so annual charges for things like the boiler service no longer take us by surprise. I recommend Monzo to all my friends and family. Reviewed on: 13th April 2021

Amazing

Love it! Such a great bank. Couldn’t ask for anything more. Reviewed on: 13th April 2021

Extremely pleased with Monzo

Extremely happy with all the smart features of the app and Monzo's services; it started as my 2nd account but has become my main one shortly after Reviewed on: 13th April 2021

Absolutely brilliant

Brilliant app and easy to use. Love the pots, makes managing budget alot easier Reviewed on: 13th April 2021

Great

First rate all round. Excellent and effective services Reviewed on: 13th April 2021

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