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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Best money app for holidays

Love the monzo app easy to use you can just about use it anywhere in the world where the plqce has good wifi even exchanges the rates from the country you are in both in say euros and pounds for you so you dont have to take ages working out the exchange rate and it even shows you on the map where you purchased things would recommend it to anyone love it Reviewed on: 13th April 2021

Banking made easy

New age banking that makes saving money fun easy and stress free Reviewed on: 13th April 2021

Efficient and user friendly

Use in travel is the best around.Great service worldwide Reviewed on: 13th April 2021

Easy to use and excellent service

The app is brilliant and so easy to use and understand. Transferring money to friends/family and other Business is easy and so many features, I just wish other high street banks were as useful Reviewed on: 13th April 2021

Monzo is the excellent

I have had some issues and immediately I get in touch with monzo only through online chat, I get a quick reply and good solution Reviewed on: 13th April 2021

Amazing bank

Everything is with ease, love the instant updates, easy and very helpful when you need to get in contact with someone, always had quick resolutions Reviewed on: 13th April 2021

Monzo is the best

Customer experience, app interface, convenience and ease of use all 10/10 Reviewed on: 13th April 2021

Great bank, easy to use, great customer service

Really easy to understand and use, transactions are so quick and it's made life so much easier to share bills with my partner, without opening a joint account together - perfect for when you're in a relationship and want to share the bills but don't want financial ties at such an early stage. Really love everything about Monzo, it's definitely the future of banking! Reviewed on: 13th April 2021

Great, modern bank experience

I love how Monzo updates you of payments straight away, categorises your payments, allows you to add notes and tags, search easily and create savings pots. It has helped me become more mindful of my spending and habits. I was a bit unsure about moving all of my banking to Monzo from a ‘traditional bank’ however I have never looked back. There are no limitations to my banking, even though it is branchless. I would highly recommend Monzo for all of your banking needs. Reviewed on: 13th April 2021

The best bank and giving good services

Amazing to work with you and I think your AAP very security Reviewed on: 13th April 2021

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