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Monzo: Current Account reviews

4.92
Based on 17,224 reviews, last reviewed 1st Oct 2025
100% decrease in 5 star reviews
in the past 90 days
63% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025
Antonnette I's avatar
Antonnette I

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
Zenab's avatar
Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

A current account that makes everything easy

5
The Pots feature helps me organise my money and I love getting paid a day earlier Reviewed on: 7th April 2021

Great Service & App

5
Great Service & App. Highly recommend! Reviewed on: 7th April 2021

Budgeting features are second to none!

5
I love the budgeting features in Monzo. They make me feel like I have real control of my money. I can setup pots of money from which I pay my bills, allowing me to set money aside to know I always have enough for my utilities. I can analyse my spending with categories, identifying frivolous habits and bringing them under control. And I can easily manage money with friends with shared tabs and my personal monzo.me payment link making it easy to settle up for group spending. Reviewed on: 6th April 2021

Finally a bank that listens!

5
Easily the best bank I have ever held an account with. Easy to use and fair Reviewed on: 6th April 2021

Finally a bank that listens!

5
Without the Monzo app, I would be lost. By far the best bank I have EVER held an account with. Reviewed on: 6th April 2021

Best Customer Service and Best Value

5
Best Value for Monzo Premium and always had great customer service Reviewed on: 5th April 2021

Never put a foot wrong

5
Perfect bank, with an app that is far beyond any legacy bank. It's simple, offers the right products for the demographic it is aimed at. Very happy! Reviewed on: 4th April 2021

Banking the way it should be

5
Everything is so seamless. I love getting paid early, and using salary sorter with bills pots to organise our monthly direct debits. It lets me see exactly what’s left over for the rest of the month Reviewed on: 1st April 2021

Easy to use, great customer service, ethical

5
I have been with Monzo for a good few years and have never had a problem or concern. The few times I have had a query they reply in excellent time with a helpful response. The app is easy to use and there are many useful functions for those who want to use them, without being forced to if it doesn't fit your banking style. They are very transparent about their structure and how they use funds, and are far more ethical than most other banks I've seen. Reviewed on: 1st April 2021

A bank that thinks about its customers first when building a feature or product

5
Monzo really have taken customer-centric design for banking products and features to the mainstream now. I sincerely hope that this will be common place going forward. Everything about the Monzo experience is first class, they really have listened to what customers want Reviewed on: 1st April 2021

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