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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Totally changed banking for me

As a young person growing with money and learning to organise my money as I get older money has made it so easy and the staff are brilliant, couldn’t recommend enough that I have got many of my friends and family to join on monzo Reviewed on: 13th April 2021

Amazing bank!

Everything about Monzo is just over and above any other bank out there. Reviewed on: 13th April 2021

Easy to use, great service

The app is the best banking app out there, customer service is quick and friendly Reviewed on: 13th April 2021

Modern and Simple

Monzo is easy to use. Allows me to stay on top of my bills and manage everything the way I like it. Reviewed on: 13th April 2021

Best bank ever

The team is just outstanding. They made it clear always and I was never let down by anyone from Monzo! My winner Reviewed on: 13th April 2021

Cheap and Advanced

Monzo is the cheapest bank you can choose. Reviewed on: 13th April 2021

The best allover the world

The easiest in finance. Everyday I got impressed with it and its options Reviewed on: 13th April 2021

I F******* LOVE Monzo

Easy to setup, easy to use, hassle free in-app chat, easy to bank cheques, regular product updates and to be honest, the list of pro’s is endless in my opinion. If you want to bank with ease and NEVER get locked out of your account, Monzo is the way forward - If you’re wondering why if it’s so good isn’t everyone joining? They are, from teens to oap’s - Monzo is loved by many. No, I wasn’t paid for this review. Reviewed on: 13th April 2021

Excellent

I'm very happy with monzo bank because is the best Reviewed on: 13th April 2021

Monzo Rocks!

Monzo has helped me get my finances back in order using there Pot system. First time in years I can relax and not have to worry about keeping an exact balance for the end of the month! Thanx Monzo Reviewed on: 13th April 2021

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