Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,224 reviews, last reviewed 1st Oct 2025
100% decrease in 5 star reviews
in the past 90 days
63% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025
Antonnette I's avatar
Antonnette I

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
Zenab's avatar
Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17224)

Cutting edge mobile banking

5
Brilliantly customer-centric app. Product is built around customers and it shows. This is how all banks should be Reviewed on: 31st March 2021

Rant and rave about Monzo to EVERYONE

5
Such a well-thought-out bank. The app is so easy to use. I love the organisation! Reviewed on: 31st March 2021

How banking is supposed to be

5
Monzo have simplified everything about personal banking. Budgetting, transferring and receiving money, opening the account, accessing the account securely. It all just works so well. Reviewed on: 30th March 2021

The way forward

5
Monzo is definitely leading the way when it comes to banking apps. From paying bills from different "pots" to categorising my spending into categories, the app is just the most intuitive. I would like a fully functional web interface whenever possible though, let's hope they make it soon Reviewed on: 30th March 2021

Helpful open banking

5
Monzo has created a banking experience where you can see at first glance where your money is going and helps you plan and save for the future, keep doing brilliant things Monzo Reviewed on: 29th March 2021

Its great

5
been using it for must be over a year now and its everything i want in a bank., Reviewed on: 29th March 2021

Excellent Bank

5
Really good bank to use. Has a number of features and good customer service Reviewed on: 29th March 2021

Great

4
Awesome!. Packed full of great features and great customer service (far better than others). So friendly and incredibly helpful Reviewed on: 29th March 2021

Amazing!

5
Just made managing my money so easy Reviewed on: 29th March 2021

Excellent digital banking

5
Easy to apply on line, easy fast app. Different pots within account enabling you to budget and separate money for bills etc. Access to salary a day early Reviewed on: 29th March 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.95 from 2511 reviews
    Monzo
    View all products