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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Easy banking

They are just brilliant. Love the ease of the app and has all the information you will ever need at the touch of a button. Also love being able to make money pots Reviewed on: 13th April 2021

Next gen banking

Step up in all ways from traditional banking apps/ support Reviewed on: 13th April 2021

Best swap

I had been recommended to swap to monzo by a friend. Firstly I used it just as a money card, so I'd transfer money from my bank account onto my monzo. Very quickly I realised how boss this bank is! So open and transparent with everything, really easy to use and the notifications help with keeping track of my money and where it is going! Never had one problem, unlike the high street banks I've used in the past. I don't think I'll ever use another bank again. Reviewed on: 13th April 2021

Amazing for new residents in the UK

When I first arrived in London, the traditional banks gave me such grief when trying to set up an account. They enforced appointments - which they couldn't give me until weeks after I'd arrive - and they were particularly cold in communications. After so much desperation, Monzo saved me by approving my new account in such a fantastically short time. Without a UK account, I couldn't pay my rent, get a UK sim card for my phone, even have my salary transferred to me... it was imperative I didn't wait weeks. Monzo was just amazing, makes transactions transparently traceable, payments amongst friends easy, and holiday travel care-free. Highly recommend! The other banks were so desperate to catch up to them, and they've not yet succeeded! Reviewed on: 13th April 2021

Banking at your fingertips

Great app easy to use instant access to spending. Love the savings pots. Simple transfer from my other bank account. Reviewed on: 13th April 2021

Excellent customer service

So glad I opened Monzo account. Great bank, excellent customer service. Highly recommend to everyone! Reviewed on: 13th April 2021

Great bank, help me budget

Love the budgeting tools and notifications Reviewed on: 13th April 2021

Innovative, transparent, ethical

Innovative, transparent, ethical Reviewed on: 13th April 2021

Best bank ever

Best bank I have ever used. So much better than high street banks. Reviewed on: 13th April 2021

Love it!

Really easy to use, and love the instant notifications. It makes managing your finances so much easier. Reviewed on: 13th April 2021

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