Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

View other Monzo products

4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Quality and Convenience

The experience provided by Monzo is closely tied to its quality of services, such as new app innovations to the convenience of getting paid early or sending payments to friends and family Reviewed on: 13th April 2021

Great Modern Bank

Monzo really feel modern and connected with a customer focused attitude and they bring a level of convenience and enjoyment to banking that I haven't felt in years. Reviewed on: 13th April 2021

Just amazing

Absolutely fantastic service 100% of the time I really can’t complain. Reviewed on: 13th April 2021

The new standard for banks

Great product, so far ahead of all the other banks in terms of features and user experience Reviewed on: 13th April 2021

Life changing banking

Monzo banking has enabled me to clearly understand my everyday spending patterns and save for specific expenses in a way that conventional banking still cannot. I feel more in control of my finances with Monzo. Reviewed on: 13th April 2021

Banking made easy and honest customer care

When I went overseas ,came back and my account was blocked...monzo rectified it immediately, sent some flowers and quids to my account to say sorry . Reviewed on: 13th April 2021

Exactly what a bank should be in the 21st Century

Instant notification anytime money goes in or out. No outdated monthly statements. Everything a modern bank should be. Reviewed on: 13th April 2021

Best banking experience ever

In 20 years of banking I've never had more control and ease of control over my finances. My other banking apps still can't compete Reviewed on: 13th April 2021

Banking excellence

Hassle free banking. Easy to access and maintain Reviewed on: 13th April 2021

Best bank ever

I would 100% recommend Monzo, customer service is amazing and havung everything online is so much easier Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select current account
from RBS 4.06 from 243 reviews
Graduate Account
from NatWest 4.34 from 62 reviews
Current account
from Starling Bank 4.94 from 27427 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub