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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 1st Oct 2025

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Excellent digital banking

Brilliant easy to use app. Easy to apply for account. Great customer service. Offer a premium account with phone, travel insurance etc. Reviewed on: 29th March 2021

Love this app!

Have finally left all high-street banking behind and LOVE the control and analysis I can achieve with this bank. Reviewed on: 29th March 2021

Changed how I experience my finances

Great features, good UX, helpful support team. Reviewed on: 29th March 2021

Cool bank account

Banking is boring, but Monzo make it feel kinda cool, great experience so far, cheers Reviewed on: 28th March 2021

Best

Best UX and customer support process ive experienced Reviewed on: 28th March 2021

Best current account going

Fantastic and simple with great upgrade options and features Reviewed on: 28th March 2021

Good Solid Banking Features

Good bank with similar features to Starling only problem I have with the bank is no desktop access and it takes a while for customer service to get back to your query but they do get back to which is so far had no issues with bank or payments which I am happy and gratful for I would recomend this bank if all you want is simple smartphone access if you want to use it as a primary bank you might run into trouble but as a second mobile bank it's excellent and very close to starling in terms or speed and quality of festures. Reviewed on: 27th March 2021

Lost without them

I credit Monzo with turning my financial situation around completely. A simple, easy to use, plain English product with first class customer support whenever you need it. Innovative and brilliant. Reviewed on: 26th March 2021

Monzo Premium account

It is a nice combination of insurance, Travel insurance and credit score for just only £15 pounds. It also lets you use card abroad charging the average rate so it can save you pennies once abroad or buying stuff from overseas. Reviewed on: 26th March 2021

Fantastic bank, top tier customer service

Budgeting features and fast payments are amazing. Also handy receiving your salary a day earlier than scheduled. 24/7 customer service is great too. Reviewed on: 26th March 2021

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