Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.92
Based on 19,142 reviews, last reviewed 2nd Apr 2026
93500% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026
Ca M's avatar
Ca M

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19142)

Finance insight at your fingertips

5
Manage your finances like a pro! Reviewed on: 13th April 2021
Victoria Beatrice's avatar
Victoria Beatrice

Amazing Bank, Lifechanger

5
What a breath of fresh air, a modern bank with out the high street costs and redtape Reviewed on: 13th April 2021
Davelang74's avatar
Davelang74

Best bank!

5
Monzo is the best bank by far if your not with them I advise you too setup a account very quick and easy Reviewed on: 13th April 2021
Robbie's avatar
Robbie

Banking Made simple

5
Monzo is the same as any bank you would find in the high-street but they have made the electronic interaction with their customers simple, quick and efficient. Overdrafts are conveniently applied to any account and can be adjusted or removed month by month. The flexibility of the mobile App makes this experience seamless and quite simply a joy to use. I honestly cant see a need for high street banks any more. Reviewed on: 13th April 2021
John Beddall's avatar
John Beddall

Effortless banking

5
Monzo really helps with managing day to day spending, budgeting with pots and can't wait to use for spending abroad again, although the experience has been seemless in the past Reviewed on: 13th April 2021
Hu Evans's avatar
Hu Evans

I did and will always recommend Monzo Bank to everyone. It's indeed the best ever.

5
I have the best experience ever with virtual banking. Monzo is Reviewed on: 13th April 2021
Jolita Dias 's avatar
Jolita Dias

Game Changer

5
Why bank anywhere else. It simplifies all elements of banking and provides everything in a simple, friendly user experience. Reviewed on: 13th April 2021
Adam Fogo's avatar
Adam Fogo

Pioneers of modern banking

5
It is only thanks to challenger banks like Monzo that digital banking in this country has been changed forever. While I could remove points from Monzo specifically for not yet providing digital cheque imaging, there are enough positives to outweigh any negatives and would be a worthy winner or any award it is nominated for. Reviewed on: 13th April 2021
Chris Deeming's avatar
Chris Deeming

Quick and easy

5
Modern banking app with instant notifications Reviewed on: 13th April 2021
Matt Dell's avatar
Matt Dell

Superb online Banking

5
Very Satisfactory and easy to use Reviewed on: 13th April 2021
WKA's avatar
WKA

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill