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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,241 reviews, last reviewed 8th Apr 2026
98400% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

An amazing all round experience An amazing all round experience. The app is amazing, with instant notifications for transactions, create e-cards, manage pots, flex transactions and ... Read more Reviewed on: 8th April 2026
Craig O's avatar
Craig O

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19241)

How banking is supposed to be

5
Monzo have simplified everything about personal banking. Budgetting, transferring and receiving money, opening the account, accessing the account securely. It all just works so well. Reviewed on: 30th March 2021
Hugo's avatar
Hugo

The way forward

5
Monzo is definitely leading the way when it comes to banking apps. From paying bills from different "pots" to categorising my spending into categories, the app is just the most intuitive. I would like a fully functional web interface whenever possible though, let's hope they make it soon Reviewed on: 30th March 2021
Scott Stewart's avatar
Scott Stewart

Helpful open banking

5
Monzo has created a banking experience where you can see at first glance where your money is going and helps you plan and save for the future, keep doing brilliant things Monzo Reviewed on: 29th March 2021
CD's avatar
CD

Its great

5
been using it for must be over a year now and its everything i want in a bank., Reviewed on: 29th March 2021
videoscape's avatar
videoscape

Excellent Bank

5
Really good bank to use. Has a number of features and good customer service Reviewed on: 29th March 2021
Nikaule 's avatar
Nikaule

Great

4
Awesome!. Packed full of great features and great customer service (far better than others). So friendly and incredibly helpful Reviewed on: 29th March 2021
L33's avatar
L33

Amazing!

5
Just made managing my money so easy Reviewed on: 29th March 2021
Kat's avatar
Kat

Excellent digital banking

5
Easy to apply on line, easy fast app. Different pots within account enabling you to budget and separate money for bills etc. Access to salary a day early Reviewed on: 29th March 2021
Marie's avatar
Marie

Excellent digital banking

5
Brilliant easy to use app. Easy to apply for account. Great customer service. Offer a premium account with phone, travel insurance etc. Reviewed on: 29th March 2021
Marie's avatar
Marie

Love this app!

5
Have finally left all high-street banking behind and LOVE the control and analysis I can achieve with this bank. Reviewed on: 29th March 2021
Brondie's avatar
Brondie

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