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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Amazing!

5
Love everything about monzo! So easy to use!!! Reviewed on: 12th April 2021
Ben Roberts's avatar
Ben Roberts

Would never change

5
Thanks Monzo! You're the freaking best! Reviewed on: 12th April 2021
CJean's avatar
CJean

Financial Transparency

5
Monzo was the first bank to deliver real time transactions. Since then they have made a wonderfully easy to use app that gives you absolute financial transparency but more importantly lets you manage your money better. It is thanks to Monzo that I was able to consolidate all of my debts and eventually pay them off. I wish more people are able to see how easy it is to control your finances thanks to Monzo! Reviewed on: 12th April 2021
Mb's avatar
Mb

The best bank

5
I have been with Monzo more than a year and I have never had a problem. The best bank I have never had ❤️ Reviewed on: 12th April 2021
Dlove Love's avatar
Dlove Love

Best bank ive banked with

5
Very helpful always easy to use n i love it shows me how much i to spend the pots are helpful to Reviewed on: 12th April 2021
Jackie Nichols's avatar
Jackie Nichols

Amazing!!

5
Only had good experiences with Monzo. The app is useful and I use a lot of the functions Monzo provide in day to day life. Also very impressed with their speedy and helpful customer service. Reviewed on: 12th April 2021
Rachel's avatar
Rachel

Easy payment

5
It's great to pay and receive funds from friends. So easy Reviewed on: 12th April 2021
Neil's avatar
Neil

For modern banking choose Monzo

5
1st class modern digital banking without all the snobbery and nose in the air attitude of established high street banks , Monzo is revolutionary and the others are now catching up. I teach university students and so many of them are moving to Monzo and if it's one thing young people know it's where the trends are going in new tech.. well done Monzo. Reviewed on: 12th April 2021
David CP's avatar
David CP

Easiest banking I've used!

5
The app is super responsive and has helped me save loads of money with it's smart features. Upgrading to premium was easy and the benefits are great (I cancelled my phone insurance with my mobile provider because this was cheaper and better!). I've recommended it to loads of people I know just because it's so easy to use! Reviewed on: 12th April 2021
Josh's avatar
Josh

The only bank FOR the people

5
Been using Monzo for several years now, have never let me down. Always top notch customer service and the app is outstanding. Reviewed on: 12th April 2021
Kyle Watson's avatar
Kyle Watson

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