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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

I feel most in control of my money with Monzo

5
Monzo has helped me feel more in control and easily connected to my money than ever. It suits my style of budgeting and has all the functionality I need to easily automate lots of different parts of how I like to organise my money. It’s integration with IFTTT is also a massive bonus too. I couldn’t recommend Monzo more. Reviewed on: 12th April 2021
Olivia Cox's avatar
Olivia Cox

Efficient and. Trusted

4
Does what it says Always efficient, trustworthy and cost effective- used for multiple overseas trips and saved a fortune Reviewed on: 12th April 2021
Ian Muddle's avatar
Ian Muddle

Now my main account

5
Monzo just makes things so easy. Especially managing flat share bills. I can’t imagine going back to my old bank Reviewed on: 12th April 2021
Tosin's avatar
Tosin

Easy to use

5
Easy to see your ingoing and out going monies Reviewed on: 12th April 2021
Stacey Louise's avatar
Stacey Louise

Excellent app with the best customer support I've had to deal with

5
The app has been improving a lot in the last few years and I can't see myself using another. Customer support is top of the class, especially when travelling and in stressful situations. Reviewed on: 12th April 2021
Dovydas's avatar
Dovydas

Changed my life

5
Fantastic bank, fantastic customer service. Nothing is unnecessarily complicated. The budgeting tools allowed me to finally get myself out of a cycle of debt is was in for 7 years. Constantly recommending it to friends as the features just make your day to day so much simpler and easier Reviewed on: 12th April 2021
Morgan Reeves's avatar
Morgan Reeves

Brilliant modern banking

5
Love Monzo. They offer more than mainstream banks. Their staff have been nothing but brilliant and supportive through online chat. Very easy to use and have great features. Reviewed on: 12th April 2021
Ashleen Isaac's avatar
Ashleen Isaac

Been using since the Mondo days

5
Easy to use, not clunky like high street bank apps, 24hr chat support. No reason to leave at all Reviewed on: 12th April 2021
mb8y's avatar
mb8y

Brilliant!

5
They're open, honest and the app works flawlessly. Reviewed on: 12th April 2021
Paul Mallon's avatar
Paul Mallon

Haven't looked back!

5
My wife first found out about Monzo and moved over and kept trying to get me to do the same so that we could have a joint account. I didn't see the need because I already had bank accounts but once she finally wore me down it wasn't long before I was moving everything over, my wage, my direct debits, everything. The simplicity of Monzo and the user friendly app just make banking a breeze. You feel less like you are dealing with out of touch bankers and more that you are being helped by a bank that cares and wants you to understand your money. No jargon, no surprises and always transparent. I always recommend to family and friends and the card is quite the looker as well! Reviewed on: 12th April 2021
McGee60611's avatar
McGee60611

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