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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Monzo give me complete control over my finances in a really easy-to-digest way

5
I've got complete visibility and control over my money - instant notifications, bill pots to make sure I put committed spend each month in to a place where I won't accidentally spend it, and an easy to use app. Their customer service is great if I ever need anything or have a problem - yay for Monzo! Reviewed on: 12th April 2021
Luke's avatar
Luke

Best bank and best app

5
Love the app and some of the new functionalities like the virtual card! Reviewed on: 12th April 2021
Dharren's avatar
Dharren

Easy to use

5
I was worries about using online banking but monzo is very easy to use. Much easier than other banks Reviewed on: 12th April 2021
Lynda's avatar
Lynda

Totally changed how I manage my money

5
Since banking with monzo I feel so much more in control of my finances. I've paid off significant sums of debt and manages to build up a saving buffer. The transparency and ease of usage really draws me in and encourages me to actively manage my money - rather than put it off as I used to! Reviewed on: 12th April 2021
CPB's avatar
CPB

The future of banking

5
I love Monzo, always have and always will! Reviewed on: 12th April 2021
Cameron Grundle's avatar
Cameron Grundle

Monzo current account

5
Amazing account and customer service. Highly recommend. Reviewed on: 12th April 2021
Lewis's avatar
Lewis

Monzo puts customers first making money work for everyone

5
Monzo is an absolute delight as a Bank, I now am able to have smart, efficient and trusted bank that allows me to to work my money in a way that works for me as an individual customer - not just a product designed for the masses that I have to put up with. They have amazing technology, clean designs, looks and great customer service. Well done Monzo you are driving the financial services industry in the right direction in really putting the customers at the heart of everything you do. Reviewed on: 12th April 2021
Georgia's avatar
Georgia

Treating customers fairly

5
Features like Gambling Block and the very fair roll out of fees show great examples of Monzo treating its customers fairly. Their online community is amazing too. Reviewed on: 12th April 2021
Sarah's avatar
Sarah

Budget planning revolutionary!

5
Monzo is quick, efficient and helps me keep track of my spending. Customer service is so much better than the high street banks. Reviewed on: 12th April 2021
NJ's avatar
NJ

It just works.... really, really well

5
App and service is first class - it just all works so intuitively Reviewed on: 12th April 2021
Ian's avatar
Ian

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