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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19243 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Excellent

We were very happy with our previous bank and still use several of their services but Monzo is just better in so many ways. Everything takes less time, transaction popups are great, savings pots (and pots in general) are brilliant, automatically sorting into pots, taking payments from pots, even the account number, sort code, and card numbers are full of repetition. I would love to see payment of cheques through photos and a web interface (the app is great but if you need to a do lot of things, it's just better to do them on a computer instead of a phone) to make it five stars. Reviewed on: 19th February 2021

Brilliant

Best app of any bank I’m by far, intuitive and easy to navigate. Reviewed on: 18th February 2021

Revolutionised Banking for the Better

I love monzo they offer me almost everything I could want from a bank. arguably they could improve there savings accounts so that I really could just use monzo but every other feature is great. i love the monzo.me feature and think that rounding up is so useful. would like to see the start of free cash deposits like starling offer. Reviewed on: 18th February 2021

An OC's bank of choice

Monzo gave me an easier way of organising my budget without taking so much time which consequently helps me achieve my financial goals quicker. Also, prior to the pandemic, Monzo had one of the highest interest rates in their savings pots. Lastly, Monzo makes it easy for me to send money overseas. Reviewed on: 18th February 2021

Love simplicity, speed, features

Love simplicity, speed, features Reviewed on: 18th February 2021

Instant, available and logical banking

Monzo has made me interested in money management due to the easy-to-use app and clever tools. Plain language helps to guide money saving goals and managing spending habits/categories etc Reviewed on: 18th February 2021

Great bank, instant access at your fingertips

I love how easy it is to access my financials, all at my fingertips via the phone. Pots are a fun way to save money and makes it easy to assign money to a particular goal. Customer service has been great and they were prompt when we were purchasing a home and needed to send large sums. Reviewed on: 18th February 2021

Changed my relationship with money... For the better!

Love the features that help me track expenses, share bills, save and earn interest. The app has made money friendly and more visible. Prior to using Monzo, it felt like I had my eyes closed and hoped for the best! Reviewed on: 18th February 2021

Great Banking App

Have been full Monzo for about a year and a half and it's been great. Reviewed on: 18th February 2021

Excellent money pot saving feature

We recently moved to Monzo. Between my wife and I, we had several current accounts which made money confusing. So we consolidated in to a Monzo joint account. We chose Monzo for the money pot saving feature. This has made our finances much more transparent. We are now managing our money with great ease. Reviewed on: 18th February 2021

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