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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Smart, modern banking at its finest.

5
The app is easy to use and has all of the modern features you could want. The online help are always fast and helpful. The perfect bank! Reviewed on: 12th April 2021
Thomas Rhone's avatar
Thomas Rhone

The best banking experience I could imagine

5
Since moving to the UK in 2018 Monzo has been the only bank I've had an account with. Joining was easy, and staying as been a pleasure. I've saved more with Monzo that ever before in my life, I feel I have control and visibility over my finances and spending, and every customer operations experience I've had has been exceptional. From the attractive, user friendly design to their clear and accessible updates/communications - I wouldn't want to bank with anyone else, ever. Reviewed on: 12th April 2021
Merinda's avatar
Merinda

Changed how I budget & bank!

5
Monzo bank has completely changed the way in which I budget, save and bank! The use of savings pots and being able to set a budget for spending categories has saved me so much time creating my own tracking spreadsheets. The app is incredibly user friendly and I feel safe banking with Monzo. The experience feels a lot more personal than with traditional retail banks which is ironic given Monzo having no physical branches. I love it! Reviewed on: 12th April 2021
Leanne Renshaw's avatar
Leanne Renshaw

Excellent in every area

5
The app is amazing and really helps understand and control spending. The customer service is by far the best in the industry and always so friendly and supportive. Couldn't ask for anything more from a bank. Reviewed on: 12th April 2021
Gareth's avatar
Gareth

By far the best banking app out there!

5
Monzo has a great app with lots of features that make it very easy to manage your money and stay on top of things! Reviewed on: 12th April 2021
Tin's avatar
Tin

Best Bank Ever!

5
Super friendly customer service, and great variety of products and services offered. Reviewed on: 12th April 2021
F's avatar
F

My family

5
Monzo took me to gay pride in 2017. What other bank does that for their customers? I love them! Reviewed on: 12th April 2021
bbno3's avatar
bbno3

A refreshing change!!

5
I love the unique features Monzo have compared to the new bank and how they help make money work for everyone. Monzo always seem to be ahead of the rest in terms of bring new features. Reviewed on: 12th April 2021
Joel1990's avatar
Joel1990

So easy to manage your money

5
I love that I can auto export my transactions, which allows me to make some great graphs of my financial life. I like the instant notifications, so I can be confident my card details haven’t been breached. Along with my virtual card this lets me put my card details anywhere online (which makes my life much quicker/easier) with the confidence that if my details get breached, I’ll know instantly and can delete my virtual card and make a new one (without having to get a new physical card!!) Reviewed on: 12th April 2021
Emma Combes's avatar
Emma Combes

Really Intuitive Interface

5
I've banked with Monzo for 4 years - and love how it has developed and continues to address my needs in new ways. The business accounts are great too! Reviewed on: 12th April 2021
James Crothers's avatar
James Crothers

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