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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Game-Changer!

5
Monzo is amazing for helping me save money. With such an amazing app, it's easy to navigate and is easy to do as you wish with full control over my money. Reviewed on: 27th January 2020

The best bank in the UK

5
Unless you're a boomer, Monzo is the bank for you. You can access everything from your phone and the amount of small details and features that no other bank supports is just stunning. Reviewed on: 27th January 2020

Keeps getting better and better

5
Couldn't be happier to be a monzo customer Reviewed on: 26th January 2020

Bank that speaks your language

5
It’s super easy to chat to customer support and they speak your language, not the financial lingo. The banking app just works. It’s unlike any other bank. Reviewed on: 26th January 2020

Brilliant 10/10

5
Great app with a whole range of innovative features that legacy banks are constantly trying to imitate. Monzo at the moment is miles ahead of the competition. Reviewed on: 26th January 2020

Just awesome!

5
Customer service is great and often fast! Reviewed on: 26th January 2020

Best bank ever

5
If you want a bank without complications, no small prints, very good exchange rate and you can use the card abroad without complications, this is your bank. Reviewed on: 26th January 2020

Most convenient UK bank

5
Combination of direct debits coming out of pots and salary sorter is awesome Reviewed on: 26th January 2020

Best fintech bank out there

5
So easy to split bills with friends, budgeting, expense summary Reviewed on: 26th January 2020

The best bank by a country mile.

5
Easy to use, instant spending notifications, outstanding customer service. Monzo second to no other bank and I would highly recommend to anyone. Love them. Reviewed on: 26th January 2020

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