Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Not user friendly, in my opinion

3
Not as easy ans pleasant to use as it ought to be. Reviewed on: 3rd January 2020
Peter's avatar
Peter

Monzo is a smart bank of the future

5
Always adding new and useful features, easy to use, no waiting on hold via telephone or standing in a queue in a bank. Overall, a much more pleasant experience than the traditional bricks and mortar banks. Reviewed on: 3rd January 2020
Philip Rebbeck's avatar
Philip Rebbeck

I already to recommend it to everyone I can

5
Monzo actually makes banking such an ease, they're so ahead of the game and listening to their customers to give us what we actually want. Reviewed on: 3rd January 2020
rhys1995's avatar
rhys1995

Best mobile-only bank

5
Smooth app, beautiful design, quick to do everything, especially transferring money between me and my friends Reviewed on: 3rd January 2020
Samuel Koch's avatar
Samuel Koch

Just OK

3
Monzo are certainly a new and different bank, but still lacking in quite a few areas. App still missing some features that are generally core/main features for other banks; differences with Android and iOS; a ridiculous system for paying in cash, and sometimes long waits for customer support. Reviewed on: 3rd January 2020
Craig R's avatar
Craig R

Leading the way

5
Everything a modern bank should be Reviewed on: 3rd January 2020
Martyn's avatar
Martyn

A bank that is one your side

5
Incredible customer experience team. Monzo are not perfect but they are certainly head and shoulder above other banks. Reviewed on: 3rd January 2020
Ricco Chow's avatar
Ricco Chow

The best!

5
I liked them to the point I have invested in them! Reviewed on: 3rd January 2020
Mahmoud Khateeb's avatar
Mahmoud Khateeb

Fantastic banking !

5
Future is here with the likes of Monzo, I also use starling but overall find Monzo the better all round bank! Reviewed on: 3rd January 2020
Dominic Jack Schrader's avatar
Dominic Jack Schrader

Not bad, could be better

4
Not bad overall could be better. The paid offering was a flop, badly implemented and they did not listen to customers. They plan to re-launch a paid offering Q1/Q2, hopefully, they have taken feedback onboard. A good current account, does what it should, works well. Reviewed on: 3rd January 2020
pbmcmlxxi's avatar
pbmcmlxxi

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill