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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The Future of Banking

I was a bit slow to tue Monzo crew but I haven't looked back. Simple to set up. Finally, real time transactions! Use your card and get an instant notification on the mobile app. Great if you travel as no charge to use the card abroad. Plus you can take out £200 in cash a month at the best exchange rate. You can different money pots to seperate your spending money or savings. The future of banking! Reviewed on: 26th December 2019

mobile first

just briliant, can do anything I need from my phone. Also like their spending reports, how easy it is to send/receive money and the isa saving account. Reviewed on: 24th December 2019

Excellent customer service

Monzo bank is very intuitive to use, the customer service is 24/7 and the app puts you in control of your money in real time so you know exactly where you are. Reviewed on: 21st December 2019

Life changing

Switching to Monzo truely was life changing, being able to receive my pay Friday when I'm due to get paid the following Monday is awesome, 3 days early!!!. Having the separate pots is really helpful also, having Bill's separate so I know exactly what I have left to spend at a glance. Reviewed on: 21st December 2019

The best bank for everything

I love monzo. They make it so easy to save money for multiple things at once, to separate spending money from bills money, to set up ISA’s with a decent interest rate, overdraft system is great, customer service is always helpful. Couldn’t recommend this bank enough Reviewed on: 21st December 2019

Brilliant UX

-Speed: card delivery, transactions, account setup -Informed: whole process Monzo keeps you aware -Intuitive: dont need a help guide -Fee: free Reviewed on: 20th December 2019

Pushing the boundaries

Monzo are constantly innovating and I love it! I can’t wait to hear what they have in store for 2020 Reviewed on: 19th December 2019

Progressive Banking for the Modern World

I can't even keep count of all the people I have recommended to join Monzo! They have single-handedly changed my opinion on banks after a terrible experience with HSBC. I can honestly say they care so much about me and my finances and keeping me safe with online payments and making it easy for me to stay on track with my finances. Encouraging saving and healthy spending. I love you Monzo!! Reviewed on: 19th December 2019

Love Monzo!

Great bank, love using the app, the customer support is amazing and I like that they keep on developing new products. Great community as well. Reviewed on: 19th December 2019

Wow

They open your account in mins and the customer service is 100% outstanding they get back to you in mins and they do everything to help you and sort everything out for you there and then and you can use your bank account worldwide for free Reviewed on: 16th December 2019

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