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Monzo: Current account reviews

4.93
Based on 19,401 reviews, last reviewed 26th Apr 2026
3398% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026
Palmereap's avatar
Palmereap

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19401)

Brilliant

5
Since switching to Monzo I find I’m managing money better than ever. Reviewed on: 23rd November 2019

Excellent

5
It’s Hundred times better than the High Street banks Reviewed on: 23rd November 2019

Excellent

5
It’s hundred times better than the traditional High Street banks Reviewed on: 23rd November 2019

Excellent

5
Monza is a wonderful bank and the app is so user friendly Reviewed on: 22nd November 2019

Makes life so much easier

5
Monzo has not only helped me get on top of my debt but it's allowed me to save more than I've ever been able to! Reviewed on: 22nd November 2019

Smooth and simple

5
Brilliant responsive app, great customer service. Reviewed on: 22nd November 2019

Innovative banking option

5
The innovative banking option the modern person has been waiting for. Reviewed on: 22nd November 2019

I wouldn;t be without it!

5
I don;t know what I did before Monzo - it has helped me control and understand my spending, allowed me to save for a holiday and now save for Christmas! Having real time updated of how much I have spent per day and what my remaining balance is really makes me think before I spend! Reviewed on: 22nd November 2019

Easy and convenient

5
Monzo is extremely easy to use. The breakdowns of where your money goes and your monthly aims are useful for keeping track of money. Transactions appear immediately, which is also helpful. Overall it makes you feel like you have more control over your account. Reviewed on: 22nd November 2019

Perfect for managing your money

5
Monzo current account makes it easy to track and categorise my spending. I’ve been able to budget effectively with monzo. Reviewed on: 22nd November 2019

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