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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17740 reviews)

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4.92

Based on 17,740 reviews, last reviewed 10th Feb 2026

25350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Quick to respond when I had an issue Quick to respond when I had an issue Reviewed on: 10th February 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17740)

Visionary

Monzo provides an easy to access breakdown of your spending so you can look where your main outputs are and how you can manage them better. The free fee's for withdrawing abroad is also incredibly helpful. Reviewed on: 8th November 2017

The future is here already !

Perfect - those old high street banks are looking like dinosaurs after the comet hit the planet! Reviewed on: 7th November 2017

Instant Notifications

I love the instant notifications when I use the card and their support in top notch Reviewed on: 7th November 2017

Simple and easy

Great product great brand easy to use and really fun and helpful Reviewed on: 6th November 2017

Cant come quick enough

I have loved my Monzo pre-pay card and couldn't stop telling others about it. I have every faith that the current account is going to be as good. The app and underlying technology which provide real time data far exceeds anything available from the high street banks. Go Monzo! Reviewed on: 5th November 2017

Hidden dynamic currency conversion in Jordan

Monzo will show your ATM withdrawals in USD, not JD, at an unfavourable exchange rate. This does not happen with my other UK debit cards. Reviewed on: 2nd October 2017

Pre paid card only

Only used the lee paid card so far but it works really well. The app is great and sets the standard for other banks to follow. Looking forward to the current account Reviewed on: 23rd August 2017

Can't live without it !!!

Perfect for my month to month budget. When it's gone it's gone. Saves me from over spending, check balance and you know what you have left. Have introduced 4 friends to this now, perfect !!!! Reviewed on: 16th August 2017

A simple stylish way of managing my money

I was introduced to Monzo by a friend and I can't thank her enough for it. Monzo has brought banking bang upto date and which is as refreshing as it sounds. It has made such a great difference in allowing me to manage my finances with ease, knowing exactly where my money is going. I could not recommend it enough. Reviewed on: 29th May 2017

Great product

Superb product with great support and communication to their users. Reviewed on: 8th May 2017

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