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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Excellent excellent excellent

Monzo is just amazing and advice everyone get an account with Monzo bank Reviewed on: 21st November 2019

Great service

Knows how to keep my money save. Reviewed on: 21st November 2019

Simply the best bank ever!!!

Once you go Monzo, you never go back! Reviewed on: 21st November 2019

Amazing!

Has really helped me manage my money better. Reviewed on: 20th November 2019

Amazing

Amazing bank, simple to use app, instant notifications, easy to access pots. Makes it super easy to see what you have spent and what you have left. Reviewed on: 20th November 2019

Great app and alerts

Great app and alerts to keep you aware of your spending Reviewed on: 20th November 2019

Just brilliant

This bank has helped me organise my money in a way I never could before. It has helped me feel more financially secure and in control of money. Reviewed on: 20th November 2019

Managing money like it shall be in 21st century

Instant view for transaction, budgeting, savings under your fingertip on your phone. No computer required and community that help you save... real bank for real 21st century banking Reviewed on: 20th November 2019

Highly recommended!

I’ve been with Monzo for about 3 years. Incredibly happy with Rhein customer service, never had any major issues. Reviewed on: 20th November 2019

Banking for the people

Monzo has totally transformed the way I manage my money for the better. I am very grateful for what they've built, something that can democratise banking and money for everyone. A bank that actually makes it easy to save money and budget. You'd think in 2019 this would be something everyone would be doing, but they don't. Monzo genuinely wants to help people with their money, and that shows, from the way they run their business transparently, to the extra care they put in product design, to the care they take by passing on decent savings rates to their clients. Monzo doesn't just deserve best current account, they deserve to win best bank. I'm proud to use Monzo and am so grateful for what they do. Reviewed on: 20th November 2019

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