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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great bank

5
Past payment. Easy money tracking. Monzo is the best bank I've had. Reviewed on: 23rd November 2019
Spudey95's avatar
Spudey95

Brilliant

5
Since switching to Monzo I find I’m managing money better than ever. Reviewed on: 23rd November 2019
Luke Hawkins's avatar
Luke Hawkins

Excellent

5
It’s Hundred times better than the High Street banks Reviewed on: 23rd November 2019
piratheepan 's avatar
piratheepan

Excellent

5
It’s hundred times better than the traditional High Street banks Reviewed on: 23rd November 2019
Teepan Lokan's avatar
Teepan Lokan

Excellent

5
Monza is a wonderful bank and the app is so user friendly Reviewed on: 22nd November 2019
Cara Clayton's avatar
Cara Clayton

Makes life so much easier

5
Monzo has not only helped me get on top of my debt but it's allowed me to save more than I've ever been able to! Reviewed on: 22nd November 2019
Jemma Lucy's avatar
Jemma Lucy

Smooth and simple

5
Brilliant responsive app, great customer service. Reviewed on: 22nd November 2019
Katastrophy's avatar
Katastrophy

Innovative banking option

5
The innovative banking option the modern person has been waiting for. Reviewed on: 22nd November 2019
L's avatar
L

I wouldn;t be without it!

5
I don;t know what I did before Monzo - it has helped me control and understand my spending, allowed me to save for a holiday and now save for Christmas! Having real time updated of how much I have spent per day and what my remaining balance is really makes me think before I spend! Reviewed on: 22nd November 2019
Nixihb's avatar
Nixihb

Easy and convenient

5
Monzo is extremely easy to use. The breakdowns of where your money goes and your monthly aims are useful for keeping track of money. Transactions appear immediately, which is also helpful. Overall it makes you feel like you have more control over your account. Reviewed on: 22nd November 2019
Gaby Doc's avatar
Gaby Doc

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