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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Simple account that makes managing money simple

Having used NatWest, First Direct and Santander in the past this makes it easy to know exactly what my balance is and save for special occations Reviewed on: 11th November 2019

Absolutely Innovative & Brilliant Bank & Easy & simple app

I haven't got a bad word to say about Monzo, they are just fantastic, they just make managing your finances easy and simple. They're so much more than just a banking app. Reviewed on: 11th November 2019

Brilliant and easy

I've loved Monzo since day one, and can't recommend how it easy it is to use and simple to access your banking. Reviewed on: 11th November 2019

The best bank (app) out there

I'm really glad I found Monzo as a new way to bank. This app is easy to use and Monzo is clear in their communication. You can use your new bank account within 5 minutes after opening the account with Apple Pay or Google Pay. Reviewed on: 11th November 2019

Simply the best

App is a pleasure to use and you get paid a day early! Reviewed on: 11th November 2019

Simply the best.

I don’t need to say much more than that. Painless. Love them. Reviewed on: 11th November 2019

Brilliant bank for budgeting

Really changed the way I budget and Monzo have helped me save a lot more than I used to. Innovative features like Get Paid Early, Bills Pots and other savings pots are so helpful. Brilliant bank! Reviewed on: 11th November 2019

Love Monzo

I like the user interface and the layout and the instant notifications I receive. I like all of the features. I just wish I could get them with my credit card as I use that much more than my debit card. I have recommended Monzo to many people. Reviewed on: 11th November 2019

Future minded bank with essential features

A smooth app which will help you keep taps on your spending. Great rate for more exchange abroad Super convenient for splitting tabs Reviewed on: 11th November 2019

Instant transactions at a glance

So easy to use,difficult to lose,bright pink or bright orange, it suits me down to the ground,I feel in control and up to date in my banking. Reviewed on: 10th November 2019

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