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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Awesome bank!

5
Fantastic customer service and the quality of the app is brilliant. Reviewed on: 11th November 2019
LB's avatar
LB

Best Banking experience you can get

5
The design, the layout and the idea itself allows you to unlock the power of banking and properly learning how to save for the things you want in your life. Reviewed on: 11th November 2019
George Baden Hugh Hulley's avatar
George Baden Hugh Hulley

Best bank bar none

5
Love them, easy to use and user friendly. Ace bank Reviewed on: 11th November 2019
Ricky Gwilliam's avatar
Ricky Gwilliam

I am a Monzo Girl!!

5
I have only been with Monzo a week but I already love them! I am raving about them to anyone who will listen, and even people who won't. After struggling with my finances for years and entering into debt management last month my old bank of 16+ years kicked me out. Some friends recommend Monzo and I had a new bank account within the hour!! They have a young, fresh vibe and approach to banking that so many others (if not all others) do not. I am already learning so much about budgeting. Oh, and my bank card is super pretty! Reviewed on: 11th November 2019
Rai Jayne Hearse's avatar
Rai Jayne Hearse

Amazing bank - everything so simple

5
Modern bank developing fast. Providing a great user experience and customer support Reviewed on: 11th November 2019
Tom Gregory's avatar
Tom Gregory

Locked account

1
Monzo locked my account and gave no reason why. When notifying them that I was unable to feed myself due this, they advised me to visit a foodbank! It’s unfortunate auto give them this rating as I rather enjoyed using them until this happened Reviewed on: 11th November 2019
Harvey's avatar
Harvey

Not worth it

1
Liars, bad/slow/poor customer services, suppress real customers views/feedback on their forum, poor ui, laggy and their first USP upon launch that is merchant data they can't even get that right to this day. Watchdog were #WhatsGoingOnzoMonzo Reviewed on: 11th November 2019
Omar's avatar
Omar

Outstanding experience

5
Monzo have been my main bank for just under a year and I’m really pleased with it;great financial budgeting, outstanding customer support and a really easy sign up process. Reviewed on: 11th November 2019
Tom Wilson's avatar
Tom Wilson

Changed my life

5
Absolutely love Monzo, even after trying all their competitors. It's changed my life financially. I'm full Monzo, having moved all of my other banks/savings/loans there. Don't know where I'd be without it, and their budgeting features. Reviewed on: 11th November 2019
James Hill's avatar
James Hill

Great, organised fun bank

5
Been great since I’ve been with them, love the notifications and the pots & early salary day Reviewed on: 11th November 2019
Josh Olowoyo's avatar
Josh Olowoyo

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