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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo rules

Using Monzo for a year and love love love it Reviewed on: 11th November 2019

Simply amazing

Monzo makes money work for me, how I want it to work. Always at arm's length I can bank whenever I want. With a smart system, intuitive design and a bank that cares, I'll be sticking around for a while yet. Reviewed on: 11th November 2019

Excellent

Have used Monzo since their prepaid beta. Can’t get enough of their flexibility and solutions to old banking ways! Great customer service on the support side too. Reviewed on: 11th November 2019

Great app from a great bank

Easy to use app that is modern and helps you save money. Reviewed on: 11th November 2019

The worlds best bank

Intuitive, transparent, great service - simply streets ahead of the other banks Reviewed on: 11th November 2019

Revolutionising banking

My life would not be the same without it nor would the industry Reviewed on: 11th November 2019

The best bank ever

I just wanna thank monzo for the great work that they’ve been doing, keep it going!! Reviewed on: 11th November 2019

Perfect

It’s really easy to use and I LOVE that the money comes out straight away because it’s so much easier to keep a track of your finances. Also love the fact you can set how much you want to spend on each thing every month. They really seems to care and are the best bank for helping you save especially with things like the winter freeze save pot. Reviewed on: 11th November 2019

No hassle banking

They're always available when you need help. Simple to chat to them and you don't need to hang around on the phone, they'll get back to you when they have an answer. Easy to open account and app is great. Reviewed on: 11th November 2019

Simple account that makes managing money simple

Having used NatWest, First Direct and Santander in the past this makes it easy to know exactly what my balance is and save for special occations Reviewed on: 11th November 2019

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